Save cash by getting a payday advance rather than an overdraft

Believe it or not, an individual can really conserve cash by getting a cash advance. It seems inconceivable, but it’s true. Critics of the industry will say otherwise. Nevertheless, they generally leave something out when they rake the money advance business over the coals. Believe it or not, the average family spends more in overdraft fees than fees on a cash advance.

Payday advance works just like overdrafts do

An overdraft charge works sort of similarly to cash advance, in a way. A certain amount of money is loaned, by a financial institution, and then a fee is assessed for lending the funds to cover a transactions. It’s pretty much the exact same as getting a short term loan. Then keep in mind that it comes from your bank. There is a difference though. It’s typically an incident when somebody gets an overdraft fee they do not typically want. The amount someone is borrowing when over drafting an account is not a decision they can make. It is a decision the financial institution makes. It can end up costing you a lot if you are getting charged every time a new fee goes through. Multiple overdraft fees are charged. Overdraft fees are really expensive. At Bank of America and Wells Fargo it’s $35. These fees really help the financial institution out when it comes to making cash thinking about banks make 21 percent of net operating income and 43 percent of non! -interest income off of them. Even credit unions make 60.4 percent of revenue this way. That’s an awful lot of instant money.

Overdrafts add up

In 2009, 12.7 overdraft fees or non-sufficient fund fees originated from the average household with a checking account, as shown in a 2010 report by Bretton Woods Inc., showing a rise in NSF/OF fees from 2008 that were at 11.8. The average household was shown to be paying about $375.67 a year in OD/NDF fees. This had been shown in the very same study which showed the average fee for NSF/OD in 2009 was $29.67. The average cash advance is $350, and also the average fee is $47.50. It’s typically cheaper to get a cash advance than pay for the multiple overdraft fees that can occur in just one occurrence.

You ought to know banks are institutions

How come banks don’t get in trouble for fees? It is quite easy to determine. Banks are institutions, and some individuals think that institutions should never be held accountable because they are institutions. You can read more within the Payday Lending Facts and Statistics record on Personal Money Store.

Southwest Airlines goes to South Carolina, lowers airfares

When Southwest Airlines comes to town, competing airlines take serious notice. According to USA Today, it is called the “Southwest Effect,” and it is an effective industry force. The force is so effective that within an hour of announcing brand new avenues into SC, the competitors scrambled to lower rates by thirty percent or more.

Customers constantly happy to determine Southwest Airlines around

In Charleston and Greenville-Spartanburg, South Carolina, Southwest announced flights would be going there. Southwest Airlines shook up the industry and made rivals change rates to be more competitive and cheaper. Now the Southwest Effect has blown in which means that those within the Palmetto State can travel through air for cheaper rates. According to Charleston’s The Post and Courier, “within an hour of Southwest Airlines’ revealing details of its service launching from Charleston International Airport next year, local airfares plunged to $59 each way to Southwest-bound destinations — however only after March 13.”

Travel agents anticipate additional industry

John Powers of Travel Management Group in Charleston told local media the move by Southwest Airlines has brought on a veritable tsunami of savings. “All major carriers cut their rates by at least 30 percent,” he said For instance, one-way flights for which rivals used to charge $228 have lowered all the way down to $59 to match Southwest Airlines.

ABC affiliate News 4 of Charleston shared similar accounts of lower airfare for flights originating after March 13. From Charleston to Chicago on a one way flight used to cost $219 however went down to $99. Even flights with stop-over’s, like one to New York City, went from $400 to $129 one-way. Travel industry experts expect that flights from Greenville-Spartanburg will start going down drastically too.

Information from

USA Today

travel.usatoday.com/flights/post/2010/10/southwest-effect-in-south-carolina/128388/1

ymptoms of the Southwest Effect consist of lower fares

youtube.com/watch?v=bMXNVUHmGU0

The Hobbit may have Martin Freeman within the head position

A lead actor has been cast for the newest movie version of “The Hobbit” after years of delays. Freeman has been cast as Baggins, and other main roles are getting cast as well. Freeman is well known for his role in “The Office,” the sitcom that had been remade in the United States of America, and became a smash success. Studio difficulties and a labor dispute in New Zealand have kept up production for a while.

Freeman provided the character of Bilbo Baggins

Bilbo Baggins in “The Hobbit” could be played by Freeman according to Peter Jackson. He didn’t have the position in the “Lord of the Rings” trilogy. Ian Holm played that. The “Lord of the Rings” series came after “The Hobbit”. The cast is starting to come together. BBC, accounts that they have already thrown most of the main roles. It is likely that some actors from the “Lord of the Rings” trilogy can be resuming their roles, including Hugo Weaving as Elrond and Ian McKellan as Gandalf. Gollum will nevertheless be played by Andy Serkis too. There will be two different parts to the movie. They could be released within a year of one another.

Motion picture plagued with troubles

The process has taken longer due to a labor dispute. The dispute, accounts ABC, was between the studio and the New Zealand actor’s union. Scouting for locations has started in Britain, where a soundstage in a previous Rolls Royce factory, used for the Harry Potter films, is available. New Zealand will lose lots of money if the filming ends up someplace else. In fact, $1.5 billion will be lost for the country. New Zealand needs the movie industry for making up more than 1 percent of gross domestic product.

It could happen at last

”The Hobbit” was in “development hell.” Everyone thought it had been lost. The director of the film was supposed to be Guillermo Del Toro. He left it earlier this year though. Next year, “The Hobbit” is expected to start filming. This would allow for a December 2012 and 2013 release date for both halves of the movie.

Information from

BBC

bbc.co.uk/news/entertainment-arts-11604193

ABC News

abcnews.go.com/Entertainment/wirestory?id=11943149 and page=1

Belladonna content forces Hylands Teething Tablets recall

Parents know that teething is a painful time for both their children and themselves. Tablets that help soothe the gums can sometimes be the only thing that permits a good night’s rest, making them a mainstay for well-prepared moms and dads. This is why the U.S. Food and Drug Administration’s recent announcement that Hyland’s Teething Tablets are voluntarily recalled because of potential toxicity is particularly troubling. The teething relief item has some belladonna in it, which could be lethal if ingested in large amounts.

Get Highland’s Teething Tablets out of your home

Make sure you take Hyland’s advice. Get all teething tablets out of your home. For safe replacements, parents are advised to contact the company at hylandsteething.com/recall or 877-496-5044. Monday through Friday, 8 a.m. to 10 p.m. Eastern Standard Time and Saturday and Sunday 9 a.m. to 5 p.m. is whenever you can get a hold of the customer service call center.

Belladonna ought to be ‘carefully controlled’

The Food and Drug Administration reports that when belladonna does have a history of being used as an anesthetic, its use must be carefully controlled. This is particularly true when young children are involved. An analysis in the lab found there were “inconsistent amounts of belladonna.” Parents ought to be cautious because of this. This is in part since the FDA has gotten reports of kids suffering adverse effects consistent with belladonna toxicity (dilated pupils, blurred vision, light sensitivity, confusion, rash, constipation, etc.). There’s a serious danger since there aren’t child resistant caps on the Hyland Teething Tablets.

Recalling teething tablets from Hyland

• Hyland’s Teething Tablets, 125 tablets, UPC #3 54973 75041
• Hyland’s Teething Tablets, 250 tablets, UPC #3 54973 75042
• Hyland’s Teething Tablets, 125 tablets, UPC #3 54973 75066
• Hyland’s Teething Tablets, 50 tablets, UPC #3 54973 75044
• Hyland’s Teething Tablets, 145 tablets, UPC #3 54973 75121
• Hyland’s Teething Tablets, Clip Strip 6×125 tablets, UPC #3 54973 35109

Citations

Hylander Teething

hylandsteething.com/recall

Babble.com

blogs.babble.com/strollerderby/2010/10/24/hylands-teething-tablets-recalled/

Food and Drug Administration

fda.gov/NewsEvents/Newsroom/PressAnnouncements/ucm230761.htm

Wikipedia

en.wikipedia.org/wiki/Atropa_belladonna

What moms want to know, from a mom

youtube.com/watch?v=o8Y1fhB0k3A

Money advances for Kansas City, Missouri

Even in case you are keeping up with each and every day expenses, it can be tough to stay afloat in Kansas City. Unexpected expenditures occur to all of us. There is no problem with needing a helping hand – all of us need them at times. There are multiple repayment possibilities accessible for numerous loan possibilities. An extra bit of a boost could be exactly the help you need.

Your Kansas City American payday advance

Do you wonder about your data being safe when applying online for a cash advance? Don’t worry; it is perfectly safe. Personal Money Store deals with American lenders who can offer you the best deal. We have a 128 bit encryption ensuring your information is totally safe. Not only that, however you’ll get the best Kansas City lender for you with our system.

Offering Missouri payday loans

Getting pay day loan in Kansas City, Missouri, could be much simpler than you may imagine. The application process takes about two and a half minutes. You will discover out if you qualify for a cash advance really quickly. The decision will get back to you in three minutes or less. You can get your Kansas City cash advance deposited directly into your banking account with two hrs for those who have been approved.

Getting a payday loan in Missouri<

It is very simple to get a Missouri money advance. You have to be 18 years old before you are able to get one. Also, you need a bank account and some regular income. It does not even matter when you have a bad credit score. Doing a credit check is something most of our lenders won’t do. This means you can still get your payday advance loan without one. Those within the military can apply. Also, a fixed income is more than welcome. It’s easier and less stressful to get a bad credit score loans for Kansas City, Missouri than other loans.

Paying back the money advance from Kansas City

Getting approved for a Kansas City money advance isn’t the last step. You get to check out all the offers being offered to you. You can review all terms and agreements of any of the offers American payday loan providers are offering you. The cash is deducted from your banking account, in the amount you agreed to pay, when it’s time that you pay back your pay day cash advance. You can get a great American payday advance loan in Kansas City on your terms and conditions.

Hubble Telescope records ancient galaxy, asteroid crash

In 1990 the Hubble Telescope was launched into orbit and our view of the universe changed forever. In 2010, notable Hubble discoveries contain the observation of the oldest known universe (13 billion years) and images of an intense impact of asteroids far out in the solar system. The Hubble Telescope’s run of discovery will end in 2014 when it is replace by the James Webb Space Telescope, a larger, much more advanced instrument that will make Hubble’s amazing achievements seem quaint. Resource for this article – Hubble Telescope astronomers travel back 13 billion years in time by Personal Money Store.

Oldest galaxy image from Hubble

The oldest object in the universe was announced to are seen by Hubble Telescope astronomers. Based on the New York Times, a galaxy gave off light that took 13.1 billion years to get to Earth. It had been then detected on an image this year from the Hubble. At the time, the universe was just 600 million years old. Astronomers theorize that the object is among the first stars and galaxies ever born and no longer exists in the form observed by Hubble.

Asteroid crash shown with Hubble

The Hubble also made history last week. It took asteroid collision pictures, the first ever taken. The Christian Science Monitor accounts that the images offer clues about what to expect when asteroids slam together. Scientists could protect Earth with this data. It could help if an asteroid towards Earth was threatening. Astronomers figured a rock about 10 to 16 feet wide smashed into a larger asteroid at about 11,200 mph. The blast of the 2 rocks hitting each other had been huge. It was just like a small nuclear blast. The smaller rock vaporized and pressure swept the debris behind the surviving asteroid into a comet-like tail.

Don’t forget about the Webb Space Telescope

The successor to the Hubble Telescope, the James Webb Space Telescope, could be sent to a stable point in space called a Lagrange point 940,000 miles from Earth — four times farther than the moon. Lagrange points are areas in space where gravity from the Sun and Earth intersect. This is a place where orbit can occur. It’s where the Webb Space Telescope will be. More can be observed in space with the 2 story tall mirror on the telescope. It may also be in a fixed position with a temperature of absolute zero.

Details from

New York Times

nytimes.com/aponline/2010/10/20/science/space/AP-US-SCI-Oldest-Galaxy.html?_r=4 and partner=rss and emc=rss

Christian Science Monitor

csmonitor.com/Science/2010/1014/Asteroid-collision-possibly-spotted-by-Hubble-telescope

Hubblesite

hubblesite.org

Karlonia

karlonia.com/2010/10/20/deep-space-telescopes/

Facebook outing homosexual users? Document says maybe

Slight Paranoia accounts that Facebook have be on the wrong side of the user privacy issue – again. ”Challenges in Measuring Online Marketing Systems,” a technical study just lately published by researchers from Microsoft and the Max Planck Institute for Software Systems, might shed some light on yet another dark side of Facebook. Specifically, the paper implies that via a loophole, Facebook might be outing homosexual customers to advertisers.

Advertisements on Facebook with customers that have the sexual choice of homosexual are different

Facebook outing gay users is not an exercise in mind reading, content scrubbing or candid photo analysis. The fact is that Facebook users have the option of listing the gender of the type of partner in which they’re interested. Mark Zuckerberg begun Facebook for this reason. If ads targeted customers based on sexual preference, that wouldn’t be surprising. Ads already target customers depending on the location that is listed.

Personal privacy settings are supposed to prevent such a line from being crossed, however the study outlined within the lately published research paper found that ads targeted to a test profile for a fictional homosexual male user received ads that were radically different than a group of control profiles. Interestingly, ads to the fake lesbian user profile received ads that were not very different than the fabricated hetero female profile. Gawker explains that gay and straight male advertising just shows that placing an ad for a homosexual man on a straight man’s profile could be really bad when women do not have this very same problem and can see all the ads.

Flash your ID and choice information on the ad

The Facebook and consumer protection groups that is going on is evident. It’s shown here. If you click on an advertisement, your IP address, email and browsing data can all be given to the advertiser. If homosexual users click on the ad, their data about being homosexual is uploaded. Gawker explains that a user who hides their sexual preference with privacy settings on Facebook may still start to see more “gay-themed” advertising after going to the homosexual men ad.

Citations

Saikat

saikat.guha.cc/pub/imc10-ads.pdf

Gawker

gawker.com/5669316/is-facebook-outing-gay-users-to-advertisers

Paranoia

paranoia.dubfire.net/2010/10/more-private-data-leakage-at-facebook.html

Luxurious car sales climb in spite of economic woes

Surprisingly enough, luxury automobile sales are climbing . The economy might seem dismal, but vehicle sales in general are beginning to increase . However, a lone brand of luxurious cars was unable to post gains. Volvo really saw a decrease in sales . Volvo ran into a few high profile troubles of late, and sales have not been high . Lexus is because of make amends after being beaten by Mercedes Benz in sales for the first time in months . U.S. domestic luxury brands Cadillac and Lincoln have seen huge increases as well .

Marketing much more high end cars now

Some feel lucky enough to be able to get a new car after years of there being a bad outlook . Several luxury brands have posted enormous gains . USA Today accounts that a 43.8 percent gain within the first nine months of 2010 was reported by Cadillac . Other luxurious brands started reporting some gains as well . Since Sept 2009, 25 percent much more cars were sold by Infiniti, Acura, Audi and Porsche also . There was a 10 percent boost since that same time from BMW and Lexus along with a brand that nobody seems to remember getting a 6 percent boost called Lincoln . Next year, the Lincoln will be advertised much more. This is the plan of Ford Motor Co. Volvo was the only company that did not have an increase. This is out of all the luxury vehicle companies.

Lexus does not sell just as much as Mercedes

In the this past year, there has been a rise in all luxury auto sales. This was after the huge drop in sales after Sept 2009. A 43.8 percent boost was posted by Cadillac for 2010. Of course, it really has only been an 11 percent increase since Sept 2009. Mercedes managed to sell the most high end vehicles since that time, increasing sales by 22 percent since January of 2010 . Lexus sold more automobiles by volume than Mercedes until September, when Mercedes managed to sell much more automobiles than Lexus overall .

Incentives are gone

There aren’t hardly any incentives going around anymore with luxury brands . More individuals buying high end cars and getting auto loans is a good sign. It means that the economy might be returning.

Articles cited

USA Today

content.usatoday.com/communities/driveon/post/2010/10/cadillac-other-luxury-makers-see-sales-soar/1

http://www.autonews.com/apps/pbcs.dll/article?AID=/20101004/RETAIL/101009961/1401

Wine and ale in the menu at 1 Seattle Starbucks

Both beer and wine are being added to the menu at one Seattle Starbucks shop. The beer and wine may or might not be offered at other Starbucks stores. The possible product sales for Northwest producers are a big draw. Starbucks is also expecting this to help boost same-store sales. Article resource – Starbucks rolls out beer and wine sales in Seattle store by Personal Money Store.

Ale and wine at Starbucks

Offering beer and wine is something the E. Olive Way Starbucks shop in Seattle can be doing. This begun yesterday. As of right now, this is the only Starbucks store with an expanded menu, however industry watchers expect that if it goes well, this could well be expanded to many stores. This is a intelligent move for Starbucks. Before 2 p.m., Starbucks sees about 70 percent of its business. 1 way they tried to get more business later within the afternoon was pushing the “treat receipt” which let customers purchase a drink after 2 for $2 with their receipt from earlier within the day. This hasn’t helped as much as the company needs it to. The beer and wine being sold might boost afternoon business dramatically. This could lead to a rise in same-store sales as well.

A possibility for Northwest producers

Marketing ale and wine from Starbucks is a good thing for Northwest wineries and breweries. It’s a possibility in the making. Ste. Michelle, Hedges Family Estate and other Northwestern vineyards are being featured at the E. Olive Way store. Northwestern brews of beer are being sold as well. It seems that wine and beer may be introduced to the world within the way that Starbucks introduced different coffees to the world.

Putting a price on the beer and wine at Starbucks

There is the concern of cost when it comes to wine and beer at Starbucks. Numerous want to know if it can be expensive. The best cup of coffee is cheaper than a glass of wine that is not even that good, based on Starbucks officials. Rather than just ordering coffee though, customers at Starbucks order a coffee with all of the mixings in it, thanks to Starbucks. With $4 coffee drinks being normal, are customers going to need a no no fax cash advance to pay for wine?

Articles cited

Beyond the bottle

beyondthebottle.com/blog/2010/10/starbucks-serving-wine-beer-seattle.html

Newsfeed.com

newsfeed.time.com/2010/10/19/from-one-addiction-to-the-next-starbucks-to-offer-beer-and-wine/

Stereotypes fail to live up to real payday advance borrowers

Reports of real cash advance consumers are greatly exaggerated. Social crusaders also typecast payday loan companies as deliberately trying to hook the poorest and most desperate. It is also said the money advance industry is racist. The claim goes that loan companies locate in areas with heavy minority populations to target them. Like most stereotypes, the larger picture is really just a little more complex. Just like most stereotypes, those views are untrue. Real life is rarely that simple.

No payday cash advances are given to those who are super poor

The thing about the individuals who actually do borrow money from payday lenders, be it from a payday loan store or online cash advance lender, is that they’re not the poorest and most desperate. First of all, one has to have a coming pay day to even be considered for a payday advance. You have to have a checking account too. That is the next thing required. Now, when it comes to banking, there are two designated individuals that do not use a financial institution for each and every need. These groups of individuals are called the “under banked” and “unbanked.” The “under banked” are defined clearly by the FDIC and the Federal Reserve. They’re the people who use choice financial services (AFS) to get products although they still have a transaction account, such as a savings or checking account.

Proof of income is a requirement

The definition of the under banked shows one thing. They’re the only ones a payday advance is able to go to. Customers have to have a stable income. It’s a requirement. The most desperate are the poorest unbanked individuals. Even if they tried, they wouldn’t be approved for a payday loan. Payday lenders aren’t racist. They just move places where they will make one of the most money. Payday lenders tend to be found most in areas where there’s a high concentration of people younger than 40 who live over the poverty level which is typically in urban and rural areas.

Stereotypes never live up to reality

The average cash advance borrower has a high school education or better, and makes between $25,000 and $50,000 per year. That means it isn’t the lower class. It is the middle class being served. Credit cards use demographics much more than payday advances if you consider the trap that person gets into with minimum payments and accumulating interest. Want more facts and statistics of pay day loans? Check out Personal Money Store.

South Park Jersey Shore episode nicely obtained by ensemble

The recent “South Park Jersey Shore” episode took a swipe at the cast of the curiously famous MTV series. The “Jersey Shore” wasn’t offended. In fact, they took it as an honor. A sure sign of fame for any super star is to be mercilessly mocked at the hands of “South Park”. A send up by the show is not universally loved by everybody who has been eviscerated in fiction by them. The self-described “guidos and guidettes” of “Jersey Shore” seemed to be delighted. Source for this article – South Park Jersey Shore spoof goes over well by Personal Money Store.

'South Park Jersey Shore’ left no hits around

The weird reality show that MTV put on had been made fun of with the “South Part Jersey Shore” episode. The episode, titled “It’s a Jersey Thing,” has the cast invading the fictional town of South Park, according to Columbia Broadcasting System. Since the actual cast is orange, the characters are made the disgusting orange color too. ”Snooki” had wrinkles, facial hair and had been made to be extremely fat with stretch marks. Danielle Staub, Teresa Giudice and others from the “Real Housewives of New Jersey” were made fun of the episode too. Osama Bin Laden is contacted by the Town of South Park as they try to get rid of the brand new guests in their town. Later they kill him with a sniper too to get rid of that.

Great stuff, claims the ‘Jersey Shore’ cast

The parody of the “South Park Jersey Shore Episode” had been exciting. Even the “Jersey Shore” cast was glad to determine it. The representation of Snooki was something she really enjoyed. Even “The Situation” reacted positively, despite being freshly booted off “Dancing with the Stars.”. Cast members of “Real Housewives” were also thrilled, based on Entertainment Weekly.

Become much more well-known with just a little cartoon mockery

You know you are a celebrity for those who have been made fun of by “South Park.” That is the truth of it. The show makes fun of anyone who is well-known. This happens even more if they’re newly popular. That’s why everyone enjoys “South Park” so much. The show is popular because there is so much toilet humor involved in it.

Data from

CBS News

cbsnews.com/8301-31749_162-20019595-10391698.html

Pop Watch

popwatch.ew.com/2010/10/14/teresa-giudice-danielle-staub-react-to-south-park-episode-looking-to-snl-next/

O'Donnell 1st Amendment remarks draw laughter in argument

First Amendment news on Tues integrated the ACLU v. the Federal Communications Commission in a case about net neutrality. An additional is a suit about obscenity laws. Internet suppliers want to block enforcement of a law censoring content for minors that the 1st Amendment gives grownups a right to consume. However the 1st Amendment languished in obscurity until Christine O’Donnell displayed her total ignorance of it in an argument against her Democratic opponent in the race for a Delaware Senate seat on Tuesday. Resource for this article – Christine O’Donnell reveals First Amendment ignorance in debate by Personal Money Store.

All of the First Amendment laugh lines from O’Donnell

The First Amendment was the highlight of a debate Tues between Christine O’Donnell and her Democratic opponent Chris Coons. Ben Evans of the Associated Press reports that at Widener University Law School, O’Donnell ridiculed Coons for saying that teaching creationism in public schools violates the First Amendment by imposing religious doctrine. O’Donnell cited “indispensable principles of the Founding Fathers” in her Tea Party talking points about overreaching federal government. Then Coons responded. He said, “One of those indispensable principles is the separation of church and state.” O’Donnell responded with “Where in the Constitution is the separation of church and state?” The audience found that quite humorous.

Every person extends to see O’Donnell’s ignorance

The First Amendment is in the Bill of Rights. It makes it impossible for any law “respecting an establishment of religion, impeding the free exercise of religion, infringing on the freedom of speech, infringing on the freedom of the press, interfering with the right to peaceably assemble or prohibiting the petitioning for a governmental redress of grievances.” Later in the debate Coons said O’Donnell revealed a “fundamental misunderstanding of what our Constitution is.” Then O’Donnell said, “You’re telling me the separation of church and state is found in the First Amendment?” Next, Coons summarized the First Amendment when O’Donnell then said, “That’s within the First Amendment?” Wesley Leckrone, who’s a widener political scientist, said to Evans, “You really audibly heard the crowd gasp.”

Response from O’Donnell remark

Technically, the Christine O’Donnell was right when it comes to the First Amendment. Amendments came with the Bill of Rights. In 1791, these all came together. According to Evans, Thomas Jefferson started the phrase. That’s where “separation of church and state” comes from. Jefferson explained the 1st Amendment made “a wall of separation between Church and State.” O’Donnell fled from reporters after the debate. The campaign manager for O’Donnell responded later. She “simply made the point the phrase appears nowhere in the Constitution.”

Citations

SF Gate

sfgate.com/cgi-bin/article.cgi?f=/n/a/2010/10/19/politics/p060642D21.DTL and tsp=1

Wikipedia

en.wikipedia.org/wiki/First_Amendment_to_the_United_States_Constitution

Brainy Quote

brainyquote.com/quotes/authors/t/thomas_jefferson.html

Top Gun 2 - Conversations are within the danger zone

A perfect date movie made 20 years ago, “Top Gun” contains romance and drama, along with lots of gunfights. Some news sources are confirming that a new movie could be made. Specifically, the remake “Top Gun 2.” “Top Gun 2″ may reunite Tom Cruise, Jerry Bruckheimer and Tony Scott.

Filming of ‘Top Gun 2′ might begin at some point

A follow up called “Top Gun 2″ may emerge. Paramount Pictures has started this rumor. The film production company has reportedly pulled in Viacom executives. The film’s original producer and director, Jerry Burckheimer and Tony Scott, will be pulled in by Viacom so they would be the first to know. Christopher McQuarrie was the writer of the Cruise movie, “Valkyrie.” He is the script writer based on rumors.

Tom Cruise’s part in ‘Top Gun 2′

Tom Cruise is already also involved in discussions about the possibility of “Top Gun 2.”. If the movie gets the green light, he will almost certainly be reprising his part as “Maverick.”. The role of Maverick within the “Top Gun 2″ movie would likely be different. A flight instructor would be what Maverick is for. As a throwback to the original movie, main stars would make an appearance only, like in the “Dirty Dancing 2″ film.

Is there a chance that ‘Top Gun 2′ will not come out

Of course, “Top Gun 2″ is presently standing at “just a rumor” status. However, New York Magazine accounts the film is a really real possibility. Jerry Bruckheimer had been asked if there was a Top Gun 2 movie possibility. He said there wouldn’t be a Top Gun 2 film as he laughed. Bruckheimer has additionally been talking, though, about how much aviation training has recently changed, with air-gun fights no longer being the standard. Many wonder if in-air training with live fire or gamer-like training with joysticks and computers will be what “Top Gun 2″ is all about. Either way, “Top Gun 2″ may very well prove to be yet one more ’80s remake that goes directly to DVD.

Articles cited

Pop Crunch

popcrunch.com/top-gun-2-sequel-to-tom-cruises-1986-hit-top-gun-on-the-horizon/

Long Island Press

longislandpress.com/2010/10/15/top-gun-2-is-a-sequel-flying-into-the-danger-zone/

Cablevision and Fox in another TV charge argument

Weekend baseball accessible on Cablevision Fox channels might get turned off if the two companies cannot come to an agreement over fees. This is just the latest in the string of disputes over content licensing fees. Midnight on Friday is the deadline for the two corporations to come to an agreement. The amount a business ought to be paying for content is the debate at issue. Article resource – Cablevision and Fox in yet another TV fee dispute by Personal Money Store.

Cablevision and Fox battling over rates

The basic dispute between Cablevision and Fox is the price Cablevision is willing to pay for the content Fox provides. Each year, Fox TV gets $70 million from Cablevision. This is for 12 channels total. This year, NewsCorp which owns Fox Television has asked for $150 million for the exact same selection. If Cablevision does not agree to pay that amount, NewsCorp has said it will turn off Fox TV to Cablevision customers.

The Cablevision/Fox dispute in arbitration

Cablevision has tried to call for arbitration in the argument over the cost of content. Fox claims arbitration will never be considered. Newscorp claims for Fox that the point would be to “reward Cablevision for refusing to negotiate fairly.” Friday at midnight is when the dispute needs to be fixed by. If it isn’t fixed, then the 12 channels will no longer be accessible to Cablevision customers.

The question of content benefit

The argument between Cablevision and Fox comes down to one thing. The content’s worth is in question. The programming provided by content creators is the basis of what cable television businesses provide to customers. Licensing the content is the bread and butter of cable business. This makes other things possible. Content hostage is what content creators get to hold. In most areas of the country, there are only one or two cable television providers available to customers — so it is a near-monopoly on content. Some New York representatives claim that television ought to have a cost control as it’s a public service when others believe providers should have free will to set no matter what cost they want. Which is right?

Articles cited

MSNBC

msnbc.msn.com/id/35747720/ns/business-media_biz/

Physorg

physorg.com/news/2010-10-cablevision-fox-dispute-affect-baseball.html

Kazarian arrested on charges including Medicare fraud

Millions of United States citizens aged 65 and over need Medicare coverage for the health needs of their golden years. Thus, when a criminal like Armen Kazarian preys upon the weak and vulnerable with a Medicare scam, the scale of outrage is tremendous. According to the newest York Post, Armenian gangster vor (equivalent to a Mafia godfather) Armen Kazarian had been recently arrested along with dozens of cohorts for a “smorgasbord” of offenses including “the largest-ever Medicare fraud by a single crime syndicate”.

Armen Kazarian had an functioning being run from coast to coast

United States Attorney Preet Bharara explained that Armen Kazarian’s fake Medicare health insurance invoices originated from 118 face medical clinics in 25 states totaling over $ 160 million. The vast majority of the intended clinics were rented Mail Boxes, Etc. addresses. A Brooklyn, N.Y. auto-body business had been the address where over $ 35 million in taxpayer dollars went to with these face bills Kazarian and his men worked on. This is something that makes individuals need unsecured personal loans. The fixed income leads it there.

There had been lots of extortion, disembowelment and cash washing

The Post explains that 73 defendants are being charged in CA, Georgia, New Mexico and Ohio. 35 year old Robert Terdjanian of Brooklyn is one of the defendants. He is being charged with threatening to disembowel one of his extortion victims and is also considered the ringleader of Armen Kazarian’s team on the East Coast. Davit Mirzoyan of Los Angeles is alleged to have been in control of other illegal operations for which the Kazarian group is being charged, including sale of illegal narcotics, untaxed cigarettes and Viagra. Bogus automotive insurance claims were filed by strippers. These strippers were hired by Aron Chervin. Money laundering was one more thing suspects are in trouble for. They bought Sin City casino chips to do this.

What occurred with the recording

Kazarian, who’s 46, confronted Medicare health insurance patients who were not paying fake medical bills, according to federal authorities. He was the first ever charged with racketeering the U.S.. Attorneys for the accused have indicated that their Armenian clients plan to plead not guilty on all charges.

Articles cited

New York Post

nypost.com/p/news/local/mediscam_9QQ5NRf3pvykHFF0fecg2I

Outer space tourism competition making trip cheaper

Space tourism is months from reality after a successful milestone test of Virgin Galactic’s suborbital spacecraft on Oct. 11. Virgin Galactic could have competitors from Outer space Adventures, which is partnering with Boe-ing to offer a suborbital spaceflight experience. Prices for space vacation are going down without a flight as new technology is developed by more companies entering the arena to compete for customers.

Visiting outer space the very first time

The concept of space vacation came from Virgin Galactic really. The very first manned commercial spacecraft, the VSS Enter-prise, had its first successful flight. Virgin Galactic will probably be the first commercial spaceflight line, reports CNN. The company has about $50 million which came from deposits of $200,000 from 370 custom-ers. Outer space Adven-tures could be the eventual competition of Virgin with a price of $102,000 being advertised already. Currently, a space tourism package aboard a Russian Soyuz spacecraft that including a few days at the international space station is going for $40 million.

A lot more competitors with space travel and leisure

There have been decades of the Boeing Business working in space-flight. Space Adventures and Boeing are working together to make space tourism possible. The plans are to use the Boeing Crew Space Transportation-100, or CST-100, for the flights. Boeing at first de-signed the CST-100 to ferry astronauts to the international space sta-tion. Private individuals could be able to buy seats on the capsule via Outer space Adventures. The CST-100 carries seven people and could be reused on multiple rockets. Boeing expects the spacecraft to be operational by 2015.

Eating a lot and not gaining

There is a Russian businessman with big plans. He wants to build the first outer space hotel before 2016. The Associated Press accounts that Sergei Kostenko, CEO of Orbital Technologies, announced his intentions to build a private outer space hotel accommodating up to seven individuals. Orbital Technologies states the first hotel built in space could be “designed specifically for tourists.”. It’s visiting be better than the international space station. It will not be crowded with equipment for science. Celebrity chefs might be enlisted to create dishes on Earth prepared especially for a weightless fine dining experience in zero gravity.

Citations

CNN

cnn.com/2010/TRAVEL/10/15/space.tourism/index.html?npt=NP1

Seattle PI

blog.seattlepi.com/airlinereporter/archives/221874.asp

Associated Press

google.com/search?q=space tourism and ie=utf-8 and oe=utf-8 and aq=t and rls=org.mozilla:en-US:official and client=firefox-a#q=space tourism and oe=utf-8 and rls=org.mozilla:en-US:official and client=firefox-a and um=1 and ie=UTF-8 and tbo=u and tbs=nws:1 and source=og and sa=N and hl=en and tab=wn and fp=6b353df19b06cafa

General Motors starts massive Impala recall

General Motors has started an Impala recall. The recall of 300,000 automobiles is because of a potential defect in the seat belts. Belts might come apart in collisions, because of improper mounting. There are only two impacted model years. General Motors will contact owners of the affected model years.

Lots of Impala recalled

A seat belt defect is what caused the Impala recall to be announced by General Motors. Over 300,000 cars will have to be recalled due to it. USA Today explains that only two model years of the Chevrolet Impala have the problem. The nearest Chevrolet dealership, or just General Motors, should be contacted if you own a Chevrolet Impala from 2009 or 1020. If you need info on the Impala recall, 800-630-2438 is the number to call. Owners of the vehicles can be getting notices from General Motors and dealerships about the recall. Owners of the recalled vehicles won’t have to pay anything for the defective seatbelt that is easy to fix.

Recall due to seat belt deficiency

General Motors maintains an investigative division to catch these issues before everyone is hurt or killed. There have not been any injuries or fatalities reported for the seat belt defect. This is what CNN reports. The front seat belts are defective within the Chevy Impala. The belts aren’t properly anchored to the lap belt pretensioner. A crash might result in the front passengers not being securely kept in. The mount and belt may separate from one another.

It is a fortunate routine repair

The reports started during warranty maintenance of the seat belt, which GM investigated. By June 2009, there had been 9 complaints over it. The recall started as a precaution after 32 complaints had come in by August 2010. No accounts were of injury or death. Cars need to be inspected. Owners ought to do this before October is up.

Citations

USA Today

content.usatoday.com/communities/driveon/post/2010/10/gm-recalls-300000-chevrolet-impalas-says-seat-belt-may-come-loose/1

CNN

money.cnn.com/2010/10/15/autos/GM_Chevrolet_Impala_recall/index.htm

King-sized buyout for King Pharmaceuticals

King Pharmaceuticals has accepted an offer from Pfizer to merge. This will put the number of pharma mergers this year to an unparalleled number. King Pharmaceuticals will definitely cost Pfizer over $ 3.5 billion, making it the 2nd largest purchase ever by the world’s largest drug company. Numerous of these drug mergers are intended to fight the loss of income that comes when a patent runs out.

Pay out the quality for King Pharmaceuticals

Pfizer declared to pay 40 percent over King’s current stock price to purchase King Pharmaceuticals. In Mon trading, the price of King jumped to nearly match the offer price. Pfizer saw the value that King Pharmaceuticals has. King manufactures pain medication mostly. The entire portfolio of King Pharmaceuticals drugs could be rolled into Pfizer’s manufacturing and marketing divisions.

Broadening the Pfizer portfolio

Pain medication is what King Pharmaceuticals specializes in. This mostly what is made by it. King has been long developing “abuse-resistant” pain medicine intended to replace drugs such as OxyContin. King Pharmaceuticals also develops and sells veterinary drugs and also the EpiPen. King Pharmaceuticals also has a contract with the Department of Defense to provide pre-filled syringes of anti-nerve agent medications. Pfizer and King will merge operations which will merge all contracts.

Pfizer and King trying to keep away from patent cliff

Mergers and buyouts have took place before. This isn’t the first. Through buyouts, Pfizer has become the largest drug maker and seller in the world. Pfzier, as well as King Pharmaceuticals, faces a severe income trouble in what the industry refers to as the “patent cliff.”. Anytime a drug comes to the sector, it gets a patent. This protects it at first. Generic versions of the drugs cannot be manufactured until the patent expires. Once Lipitor hits the patents cliff, Pfizer’s best selling drug will get a 60 percent drop in the millions of dollars that come in with sales. The change in drug collection and change of ownership for King Pharmaceuticals could very well make up for the income loss.

Citations

Associated Press

google.com/hostednews/ap/article/ALeqM5hbaoWbl-qz6f2UkSXhOhVLnVHFrwD9IQB2C01?docId=D9IQB2C01

NY Times

dealbook.blogs.nytimes.com/2010/10/12/pfizer-to-buy-king-pharmaceuticals-for-3-6-billion/

Obama equals shovel ready jobs with Bigfoot

In a recent interview, Obama said that there are no such things as “shovel ready” work. One of the constant criticisms of his administration thus far is the lack of job development. As a candidate, Obama did promise that job creation was one of his top priorities. However, he hasn’t had a huge impact on joblessness so far. Unemployment has fallen only 1 percent since he took office. Experts on both sides of the aisle have also pointed to health care reform and financial reform that don’t go far enough or go too far in addition to a lack of job development.

No shovel ready existence

The first term of presidency is almost half up for Obama. He developed this huge stimulus programs. Every person was led to believe jobs would be created with this. Now the opinion of a stimulus program is the exact same for every person. The program is considered wasteful and ineffective to most. Obama had been interviewed most recently. The NY Times got to do this interview. The president addressed the lack of job creation among other issues. He said that it became clear to him once he got to Washington that there were no such thing as shovel ready projects in the public works sector to get people working. During the Good Depression, people stayed employed because Franklin Delano Roosevelt authorized public work projects.

Obama looks to long-run

The plan Obama has is to do long term good. He doesn’t want things to just be better for now. He agrees with David Axelrod who claims the short term is what the popular opinion tends to want. The appearance of a lack of success gets him portrayed as a villain, due to not a soul being able to focus on benefits that might come from his policies in years to come. Obama says in the meeting with Peter Baker that in a democracy like the United States, things always take longer than envisioned, however patience is never regarded as a virtue. It appears like it might be true with the Obama “shovel ready” remark that had been made.

Then we can wither Washington

In the classic film “Mr. Smith Goes to Washington,” an idealistic man becomes a Congressman, then he is broken by the cynical Washington machine. Seems like like Barack Obama can relate. The circumstances seem the very same for him. There are so many high-level staff leaving right now. This involves Rahm Emanuel and makes it look like Obama needs some help.

Details from

New York Times

nytimes.com/2010/10/17/magazine/17obama-t.html?_r=4 and ref=magazine and pagewanted=all”

London school gets a visit from Johnny Depp as Jack Sparrow

Mutiny on the Meridian has a certain ring to it, but Johnny Depp’s visit to the Meridian School in London didn’t quite have that effect. Asked to visit by a 9-year-old student, Depp visited in full Jack Sparrow gear. The pirate visit did not lead to the mutiny that the student had asked for. At the exact same time, no students seemed to mind the pirate crew had stopped by for a few moments. Article source – Johnny Depp and Jack Sparrow visit Meridian School by Personal Money Store.

Letter to Johnny Depp; really for Jack Sparrow

A letter addressed to Jack Sparrow was written by nine-year old student Beatrice Delap. Johnny Depp plays the character Jack Sparrow in “Pirates of the Caribbean”. She asked for help from Sparrow at school with mutiny. Depp decided to act on the letter that he received. It was not too difficult to get over there for Depp. He had been already in London working on the brand new “Pirates of the Caribbean” movie. The Captain and his crew took a couple of minutes off the set to visit the southeast London school.

Johnny Depp calls 10 minutes in advance

While in full Jack Sparrow regalia, Johnny Depp apparently made a last-minute decision to visit the school. Depp and a couple of other actors in full pirate regalia gave the school ten minutes’ notice. The Meridian School had to make quick arrangements. They were gathered into an assembly quickly. All the sudden pirates were walking into the assembly. Captain Jack Sparrow had been at the front. All the students were very excited to view the surprise guest walking in.

No mutiny at Meridian

There wasn’t any mutiny discovered at the school, although that was the purpose for Captain Jack’s visit. A pirate song was sung by Jack Sparrow. All the students danced along with it. Beatrice Delap was asked to the front by Johnny Depp. Sparrow/Depp told the student that they couldn’t rebel. He said, “Maybe we shouldn’t mutiny today because there are police outside monitoring me.” The actor, who is a father to two children, gave Delap a hug and posed for photos with the students.

Articles cited

Yahoo News

news.yahoo.com/s/nm/20101008/en_nm/us_depp_school Yahoo News

Ongoing Unidentified Flying Object China saga consists of another shut down airport

It seems that each so often, one more “UFO China” story appears. There was a sighting of an Unidentified Flying Object above an airport. The last few decades are tumultuous for numerous governments, which lots of people take for granted. International airport security in an age of lots of terrorist activity is a premium. The object had been sighted by an incoming flight. The airport it was approaching had been soon shut to incoming traffic. Sightings of a UFO are often dismissed in some cultures. Not so in others. The past year has been quite the year for Unidentified Flying Object sightings. UFO sightings in China have particularly been on the rise.

Unidentified Flying Object sighting leads to airport closure in China

Though a “UFO China” headline might be getting close to repetitive, there is nothing old about probably the most recent. An unusual object had been sighted in the skies over Baotou, Inner Mongolia. Inner Mongolia is an autonomous region populated by mostly Mongolians, though it is part of the People’s Republic of China. An object had been seen near the airport. It could not be identified though. There was an hour of time when air traffic had to change. It had been delayed and rerouted. There were crazy lights moving within the sky. ABC accounts that a plane coming to the runway saw the object first. Planes had to be rerouted when flights were notified as the object was reported to traffic control. The radar showed an additional object there too. Traffic controllers explain this.

Many reports of a China UFO

Lots of accounts have come in from China within the last few months. These have all been about Unidentified Flying Object sightings. In July, Xiaoshan Airport in Hangzhou had been closed down temporarily due to an Unidentified Flying Object sighting. Other provinces in China have had UFO sighting accounts. Although it might not make sense, numerous of the reports are denied as it has been shown to be military activities.

Don’t forget these are unknown

An unidentified object isn’t necessarily an Unidentified Flying Object. There have been UFO reports for years. Some have even been in Nevada near “Area 51″ which some believe in.

Articles cited

ABC News

abcnews.go.com/International/fresh-report-ufo-chinas-skies/story?id=11814100 and page=1

Live accounts of the miners rescue in San Jose, Chile

At 12:11 a.m. Wednesday morning, the first Chilean miner was rescued from the San Jose mine where they have spent the last sixty nine days. The miners rescue is continuing, and all 33 of the Chilean miners are expected to be pulled out of the mine. Though the Chilean flag is getting flown at the recovery site, some are confusing it with the flag of TX.

San Jose mine sees Chile miners getting brought out

The half-mile rescue shaft that took 10 weeks to drill is proving to work as prepared through the Chilean miners rescue. The small “pods” that the miners are getting raised to the surface in are just barely larger than a man’s shoulders. On live video of the Chilean miners rescue, the world is observing as the men appear, one by one.

Countless numbers come together to rescue miners

There are lots of groups working on the Chile mine rescue in the ten weeks since the San Jose mine in Chile broke in. Included in those groups are mining experts, National Aeronautics and Space Administration expert and drilling experts. The media has gotten fairly close to this one as many are concerned about the disaster. Everything is getting recorded which leads to many no fax payday loansoffers, movie deal offers and other affairs. The Chile miners are dealing with newfound fame as the miners rescue continues. Numerous want the Chili miners to stop talking about personal drama and to start talking about mine safety.

Chile flag vs. TX flag

One of the more unique effects of the live coverage of the Chilean miners rescue is new-found attention in the Chile flag. The TX state flag and the official Chile flag seem to look pretty close to one an additional. The Chile flag is half red on the bottom, with a blue corner with a white star. The Texas flag, on the other hand, has a blue field that extends the entire height of the flag. The voter ballots in Texas mixed up the TX and Chile flags for several years. They are mixed up once or twice before so it isn’t new.

Citations

Washington Post

voices.washingtonpost.com/blog-post/2010/10/chilean_fland_texan_flag_confu.html

MSNBC

msnbc.msn.com/

Campbell's Soup is going halal to please enemy-funded crowd

To practitioners of Islam, halal (the Arabic word for “lawful”) is important. Halal works for Muslims in ways comparable to that of kosher for Jews. And halal is catching on, accounts The Stir. Campbell’s Soup will soon produce halal-approved varieties marked by the Islamic Society of North America (ISNA). Campbell’s goods in Canada could be the first to bear the ISNA insignia.

Campbell’s soup halal has Warhol ’spinning in his grave’

There is no small amount of controversy surrounding the move toward Campbell Soup halal-certified goods. According to The Stir, the ISNA has accepted ties to the fundamentalist organization Hamas, which is classified as a terrorist organization by numerous nations, such as the United States. The ISNA has an interesting donor. The Sunni Wahhabi sect funds the group. Based on Wikipedia, Muhammad ibn Abd-al-Wahhab was the 18th century scholar who founded the crowd which advocated “purging Islam of impurities.” Muslims ought to “always oppose infidels in each and every way” and “hate them for their religion… for Allah’s sake.” That is what a recent Wahhabi publication found by the NGO Freedom House study, advised. The American iconic Campbell’s Soup can painting had been done by Andy Warhol. This is why The Stir thinks he could be spinning in his grave now.

Campbell Soup being boycotted on Facebook

There generally isn’t a whole lot of troubles with the kosher foods in The United States that are typically common. However, what are perceived by some as all-too-apparent links to terrorism have germinated various grassroots movements, like the Facebook crowd “Boycott Campbell Soup.”. When Campbell claims that “a Halal mark does not change what is inside the can — it means only the ingredients used to make the soup have been reviewed by the largest non-profit, religious, educational, and non-political Islamic organization in North The United States,” what groups like Boycott Campbell Soup hear is tacit acceptance of enemy activities in the name of corporate profit. What Campbell Canada calls a “commitment to diversity and extraordinary, authentic nourishment for all,” others call an affront to freedom-loving peoples.

Campbell’s Customer Reaction Center, which can be contacted at 800-410-7687, is ready to take phone calls.

Information from

Campbell Halal-Certified Products

campbellsoup.ca/en/products/health.asp?label=halal

Facebook: Boycott Campbell’s Soup

facebook.com/pages/Boycott-Campbell-Soup/131754940208808?v=info

Islamic Society of North America

isnacanada.com/

The Stir

thestir.cafemom.com/in_the_news/110727/campbells_soup_is_good_terrorism

Chevy Volt reviews equivalent in compliment and fault

There are Chevy Volt reviews beginning to come out before the automobile is released. There is mixed sentiment about the vehicle. The Chevy Volt is the first entry by GM into the hybrid and also electric car field. For some time, the Chevy Volt has been one of the most hotly awaited vehicles in recent memory. Some have observed that the automobile is not truly an electric car, since it utilizes a gas engine. General Motors disagrees. The automaker contends that is a true electric automobile, however it has a built in range extender.

Experts talk down Chevy Volt

The GM Chevrolet Volt is an electric and also hybrid car that many have waited for patiently. Most have been wanting to know if the car maker could even make this car. Criticism has been leveled at the Volt by critics the auto is not a true hybrid or electric vehicle, based on Automotive News. The critics all say that it cannot be a true electric or hybrid vehicle since when it is accelerating, it always utilizes gas. It is better than the Toyota Motors Prius according to General Motors. This is because it’s an electric automobile but is even better with the gasoline engine that helps.

Driving reviews have been optimistic

The Chevy Volt evaluations have not all been poor. Driving reviews have been good. A recent drive test of the Chevy Volt in USA Today was fairly glowing. The acceleration isn’t poor. It actually works well. GM is claiming 40 miles can be driven with a full charge, which seems true thus far. There is one big difference from most electric cars. The gas motor charges the battery when it’s in use. The Volt will not need to be charged too often. The Nissan Motors Leaf does not have this luxury.

Saving with the auto could be costly

Though the Chevy Volt isn’t quite the banking account buster that a Tesla Roadster is, the car is a bit pricey. You are able to get the car for about $40,000. If you take the onetime tax credit then it goes down to $34,000 though. That is still $10,000 more than the Prius or other hybrids such as the Honda Insight.

Details from

Auto News

autonews.com/apps/pbcs.dll/article?AID=/20101012/OEM/101019963/1261

USA Today

usatoday.com/money/autos/reviews/2010-10-10-chevy-volt-review_N.htm

Currency wars threaten to undermine global economic recovery

Currency wars are flaring up around the world as countries compete against one one more for a bigger slice of global trade. China has been drawing an increasing amount of criticism from the U.S. and other countries for holding down the value of the yuan so its exploding economy can flood the world with exports. To jump-start flagging economies with exports, an increasing number of nations are choosing to drain value from their currencies. Concerned policymakers call currency wars a risk to global economic recovery and are calling for a spirit of international cooperation.

Everyone loses with a currency war

In eight months, the against the euro is now at a high in competition with the U.S. dollar. Also, the U.S. is pressuring China into raising its yuan which is part of the currency war. The global economy does worse when countries manipulate currencies for their own economic advantage, reports the BBC. With unilateral action, one central bank starts a riot. Other parts of the world are now conflicted. The yen became weaker in Japan on purpose. This was done so the U.S. had cheaper Japanese goods. This led to a stronger dollar, which hurts a recovery depending on rising exports and magnified the U.S. currency dispute with China.

China/U.S. currency dispute brings in Europepan>

Congress wants to bring out the heavy artillery. The Associated Press reports the House has approved legislation calling for economic sanctions on China and other countries manipulating their currencies to get an edge on trade. The U.S. wants more jobs to be created. It is going about this by trying to have the dollar fall 40 percent against the yuan in China. Investors are expecting the Federal Reserve to try weakening the dollar by printing billions of dollars in new money. A global economy is still a problem though. Europe is mad the Euro may rise due to that action.

Why it would be bad to manipulate currencies

In hopes of diffusing the currency wars, the International Monetary Fund is meeting in Washington this weekend. However, David Sterman at Investing Answers said the real solution is for the world to change its consumption habits. The global economy will function better if countries like China and Japan increase domestic consumption in order to lower trade supplies. This is what Sterman says. Exporting should be done by countries like the U.S. This would help trade deficits to be reduced. President Obama wants to double U.S. exports in five years. He needs China, Japan and every person else to cooperate with him to do that.

Citations

BBC

bbc.co.uk/news/business-11484532

CBS Denver

cbs4denver.com/wireappolitics/Tensions.over.currency.2.1951356.html

Investing Answers

investinganswers.com/a/currency-wars-why-these-four-countries-are-racing-bottom-1894

Ethnic background has no part in a money advance personal loan

You will find lots of states made about the money advance industry. One of them is that loan providers exploit customers along racial lines. The premise is simple enough. Short term personal loan loan companies move to an area populated by poor people of color to get them hooked on bad loans. The truth is not that simple. A payday advance store, just like a BMW dealership, goes exactly where demand is highest. A business which doesn’t follow simple desire is a hard one to discover.

Where money advance shops cluster

One allegation made towards payday lending is that payday loan providers focus on certain races. They move to areas where that ethnic background is targeted. Payday loan companies were proven to be in areas that were mostly African American and Latino in California in a record released by the Center for Responsible Lending. These areas actually had a lot of financial services available in them like check cashing. Payday loan companies actually focus on areas that are urban or rural, have a population younger than 40 mostly and live at the poverty line. This had been shown in a study in 2009 done by Robin Prager. Lending to those who can’t afford to pay back the loan is a bad business strategy. That’s why payday lenders do not do that.

A specific demand leads to a specific area of supply

It is not really sound to argue that the demographics of the area make the service predatory because the business goes where there’s a demand. Marketing to a specific group rather than everyone would always be considered predatory is that is the definition. This has shown that targeting a minority is considered predatory because you are giving them what they desperately need. That means the clothing company that offers heavy coats that can withstand temperatures as low as negative 80 degrees is being predatory in Alaska because it is not also offered to those in Arizona.

Economics establishes anything

Cause and effect relationships don’t come from simple correlations. Payday lending, as a business, also does not yield enough high enough profits to lend to people who can’t pay the loan lender back. The businesses would all die off fast if this were the case. You can read more in the payday lending facts and statistics report on Personal Money Store.

Power couple: Forbes names Michelle Obama most influential female

Probably the most influential female within the world, according to Forbes, is The First Lady. As the first lady prepares a multi-state campaign swing in the coming week, Democratic prospects are hopeful that her power translates to votes within the November election. Forbes’ arbitrary selection of Obama has aroused quarrels for and against her across the political spectrum.

The First Lady is over Hillary, Lady Gaga and Oprah

Michelle Obama made the top of the list when Forbes published its 2010 “New Forbes Power Women” story on Oct. 6. The list contained the top 100 business moguls, movie stars and politicians that had an influence. “Creative influence and entrepreneurship” was the focus Forbes had this year. In its’ profile of Obama, Forbes called her “a true change-maker” who has “given a new generation of girls and women all over the world a role model.” The source of the magazine said Obama’s strength style “stays away from hard policy.” This is considered a good thing. The Forbes list top 10 women consist of Ellen Degeneres in the 10th spot, Beyonce in ninth, Lady Gaga in seventh, Secretary of State Hillary Clinton in fifth, German Chancellor Angela Merkel in fourth and Oprah Winfrey in 3rd.

Dems hoping to benefit from the designed strength of the first lady

Michelle Obama has been within the campaign field increasingly more. Within the last few weeks, she’s gotten even more aggressive. CBS News reports that she has been making speeches to the Democratic base to warn them about the political consequences to the Obama agenda if Republicans succeed in taking over Congress in the November midterm elections. Next week the first lady sets out on a seven-state fundraising tour to support Democratic candidates in tight races. A 66 percent approval rating was assigned to her. This comes from the Washington Post. There is a 44 percent approval ranking for Obama. This comes from a CBS poll.

Arguing Michelle Obama’s ranking

There are certain circles that do not agree with Michelle Obama being placed at the top of the Forbes most influential females list. Obama needs to be working on bigger issues if she is going to be at the top of the list, says Peter Grier at the Christian Monitor. This is why he put Hillary Clinton above her. There are others who think Obama is only getting the prize because of her position. This is compared by Michelle Malkin on a blog to President Obama’s “undeserved honor” of being awarded the Nobel Peace Prize. Malkin went on to criticize Obama for failing to land an Olympic bid for Chicago, failing to get Congress to pass a child nutrition bill and campaigning for Democratic candidates in the forthcoming election.

Info from

Forbes

forbes.com/2010/09/30/power-influence-michelle-obama-lady-gaga-power-women-10-hillary-clinton.html

CBS News

cbsnews.com/8301-503544_162-20018900-503544.html

Christian Science Monitor

csmonitor.com/USA/Politics/The-Vote/2010/1007/Michelle-Obama-why-she-s-rated-the-world-s-most-powerful-woman

Civilian fatalities in Kandahar the latest results of United States of America war effort

Escalating assault in Kandahar casts doubt on any claims of progress in the Afghanistan war. The Taliban insurgency fighting U.S. and Afghan forces set off explosions in Kandahar that killed 12 innocent people and wounded 26 more. Kandahar, a major populace center in southern Afghanistan, was in such deadly disarray that the deputy mayor was murdered in a mosque as he prayed. As the Afghanistan tragedy continues on its indeterminate course, one wonders how the intensifying violence could be justified as a struggle for a country’s independence. Source of article – Kandahar carnage means U.S. should leave sooner, not later by Newsytype.com.

Did not this happen like it is in Afghanistan just before?

The war in Afghanistan, which has grinded along for nine years, continues to go nowhere despite a “surge” of 30,000 additional troops last summer. Military men and women from numerous nations pressured into the conflict by the United States proceed to give up their lives for absolutely nothing. Al Qaeda is not even in Afghanistan anymore although that is the reason why the U.S. and its allies went there in the first place. The people in Afghanistan definitely do not want us there anymore. We say we’re liberating them but are just combating them. It has been over 35 years since the Vietnam war happened. It appears like we didn’t learn the first moment, and it’s occurring again.

Identifying insanity

Afghanistan is the Taliban’s country and they’re not going anywhere. What they want is their homeland. That leaves them with no other choice but to fight. There is not anywhere else they could go. The majority of the United States of America soldiers, Marines and airmen just hope they don’t end up in a body bag just before going home. There are limitless amounts of technology accessible to the United States with weapons although this doesn’t work with the guerrilla warfare the Taliban plays with making themselves never accessible to their opponents. As long as the exceedingly corrupt Afghan regime the United States supports remains in power, the Taliban insurgency will continue to fight, and innocent civilians will proceed to die. This is something we’ve seen before.

Best time to claim we won

Numerous more individuals are going to die while the United States of America waits till July 2011 to withdraw. At least there’s a plan to withdraw though. Afghan’s corrupt regime by Amend Karzai will still be supported by the United States of America That will not change. The Taliban will nevertheless be alive and well. It will just be hiding. Who knows how many more Afghan civilians and American, Canadian, Briton, German, Dutch and other NATO soldiers can be killed by then. The Obama administration is hoping, no doubt, that it can declare victory in time for the 2012 presidential election. What will declaring success do? It won’t do anything. Why not leave now in order to conserve a lot of lives?

As Postal Service goes broke, commission denies rate increase

A postage boost of 5.6 percent was proposed by the United States of America Postal Service but denied by the Postal Regulatory Commission Thursday. Raising the price of a first class stamp from 44 to cents was one of the raises the USPS said was essential because of the recession. The commission rejected that notion and said the postal service’s problems are a result of its business practices.

Postal fee raises a cry for aid

All the money the USPS has is going down the drain. By 2020, a $238 billion deficit is expected to happen. Bloomberg reports the USPS has asked for the stamp price increase along with a 7 % increase on packages used to ship merchandise for instance books or videos. A 23 percent increase was requested for parcels under one pound. There hasn’t been an increase within the USPS for a when. It has been two years. To cut costs, the Postal Service also wants approval from Congress to end Saturday mail delivery for the first time since 1863.

United States Postal mail altering

There can be no federal spending given to the USPS even with the spending measure that passed the Senate Wednesday and the House Thurs. The bill was passed to temporarily fund federal programs until the beginning of December. Based on the Washington Post, the USPS owes a $5.5 billion payment that is needed to pre-fund retiree health benefits by law. Democrats tried to postpone this payment however Republicans wouldn’t have it. Just since 2008, $10 billion in expending has been cut from the Postal Service. Part of its strategy is to trim its workforce via attrition. In a statement the Office of Management and Spending budget said mail service would not be compromised as the USPS and Congress comes up with a plan to ensure the agency is viable within the future.

Postal fee won’t be increasing

The Postal Service lost $3.8 billion in 2009. The presentation of the suggestion rather than the details was why Ruth Goldway, chairman of the commission, thinks it was declined, reports the Associated Press. At a news conference she said the need for a rate increase was not due to the recession, as the suggestion said, but was as a result of long-term structural problems that have to be addressed. The rejection originated from a bunch of consumer groups, small businesses, charities, utilities, national retailers, banks and also the Affordable Postal mail Alliance.

Articles cited

Bloomberg

bloomberg.com/news/2010-09-30/u-s-postal-service-denied-another-rate-increase-by-regulatory-commission.html

Washington Post

washingtonpost.com/wp-dyn/content/article/2010/09/29/AR2010092906645.html?wpisrc=nl_pmheadline

Associated Press

google.com/hostednews/ap/article/ALeqM5iqbZ05-vr6nAfjJzyIXr_d1k26DwD9IIDJ4O0?docId=D9IIDJ4O0

Payday lenders don't exercise aggressive loaning

The term “predatory lending” has become quite the entry within the national consciousness. It is often leveled at personal loan companies. The payday lending industry has been called just about each name within the book. Nevertheless, perhaps one should think before thinking it. That is not a really accurate description. The garden variety short term loan lender does not really fit that explanation. In fact, it is hard to call any lending institution a “predatory lender”. The reason is that not a soul really knows what that phrase means.

1994 predatory lending came

The last two decades have left a lot of talk about “predatory lending” which many are not mad at with the mortgage crisis. Until 2000, nobody used the term when it was invented in 1994 and became prominent in 2005. This is what Adair Morse said who studied whether payday lending is aggressive or not with other colleagues. Numerous say the phrase is really a conjecture. This is much like other phrases. A small loan lender is no more a predatory lender than a mortgage business.

Dispersing buzzwords all around

Within the social world, you will find always new things. One of these things are “buzzwords.” Some of them are tied to legitimate concepts, but any buzzword should be viewed with a skeptical eye. Some of them mean different things than others. They also have different logic sometimes. ”Predatory lending” really describes a lender loaning to those who cannot pay them back, do not understand the terms or are really desperate. Since the typical payday advance lender explains terms well, and cannot afford to lend to individuals who cannot pay the loan back, that standard cannot really be applied. The definition appears to be subjective though. Someone else could think something else entirely.

Who should be called predatory here

Think of the debt burdens numerous think of as “good.” It is possible to get a brand new automobile. Sometimes it can cost about $20,000. Houses will take at least $150,000 away. These debts tend to be things that a person never pays off although a lifetime is allotted leaving numerous upset about losing ownership over things. A pay day loans is not nearly as deceptive as that is. If you want more facts and statistics, Personal Money Store is the place to go.

Schwarzenegger cleared to furlough California staff by judge

The order from Schwarzenegger to furlough CA workers has been upheld. The CA budget crisis has been ongoing for a number of years. Governor Schwarzenegger has had little help in trying to keep the state afloat. The last few years have not been good for CA. The state has had an annual spending budget shortfall for the past a number of years running. Schwarzenegger was sued to keep a further furlough of state employees from happening. The Supreme Court of California ruled within the governor’s favor. He could be enacting further furloughs.

Furlough order something court wants

Governor Schwarzenegger was forced to furlough California state employees in structure to save money. The workers would work two fewer days per month, without pay. The furloughs went up to three days in 2009. This was after they had already been initiated in 2008. In 2009, the state furlough orders were renewed by Governor Arnold Schwarzenegger. This led the Professional Engineers in CA Government to sue Schwarzenegger. They claimed it was illegal to make mandatory days off like that. That’s why the suit went through. The government won within the CA Supreme Judge. That is what Cable News Network reports. The furloughs will conserve the state of CA $80 million per month.

Golden state not having enough gold

The spending budget crisis in the state of CA has been going on for a while. It has been here for years in fact. The real estate values and employment went down drastically in the state. A budget deficit was the result. CA has been getting a budget deficit each and every year. Legislators and other parties have tried stopping Schwarzenegger in every little thing he has tried to do. The deficit isn’t one thing that he likes or approves of. It is his only option to get the deficit to go down. The CA budget deficit stands at $19.1 billion for this year, based on Bloomberg.

Less income equals less to spend

The state of CA is in a crisis. In fact, it has been for about two years now. The budget is one thing the governor and the state legislature could be working to agree on by the end of the month. The furloughs were supported by the legislature.

Citations

Bloomberg

bloomberg.com/news/2010-10-04/california-s-schwarzenegger-can-order-worker-furloughs-state-court-rules.html

CNN

cnn.com/2010/US/10/04/california.furloughs/

Bavarian Motor Works 5 series and Sonata ace collision tests

This year’s collision assessment ratings have just been released. The revised scoring system is for a brand new scale, of 5 stars. Only two automobiles managed to net a five star rating in the tests. The BMW 5 series and the Hyundai Sonata were the only automobiles that got five stars in the assessments. The original round of screening put 34 cars via collision testing, including a new sliding side impact collision assessment.

Brand new crash assessment standard

The National Highway Traffic Safety Administration came out and changed some things. The crash test rating system was one of these things. Now the scale goes to five rather than from 1 to 4 as it used to. Today was the end of the first round of testing. This is what USA Today reports. The first round of tests was conducted on 34 cars. 22 more could be within the second round of testing. The brand new rating system changes other things. Criteria is going to be stricter as well. A new assessment is being added also. There will be assessments over side collision. This is because skidding happens with side collision occasionally. The National Highway Transportation Safety Administration decided collision avoidance systems needed to be tested too. One of these tested was the electronic stability control. Individuals are told by the National Highway Transportation Safety Administration to compare older standards to newer standards now.

Bavarian Motor Works and Hyundai Motors get ratings at the top

Five stars were only awarded to two of the vehicles. This was part of the collision testing. The Hyundai Sonata got a perfect five-star crash test. The only other car to get that was the BMW 5 series. Also, only three vehicles did really badly. They were given less than a four. The Toyota Camry and Camry Hybrid were the only two autos to get a three-star rating. This past year the Camry did the best. It got the highest ratings available. The lowest scores came from the Nissan Versa. Four out of five stars was given to the other automobiles.

More cars to test

There was only the first round of tests done. That’s where these results come from. 22 much more cars still need testing. The NHTSA will do this testing. Safecar.gov is where the facts are. That is where you can find the whole list of ratings.

Citations

USA Today

content.usatoday.com/communities/driveon/post/2010/10/hyundai-sonata-bmw-5-series-only-5-stars-cars-in-new-federal-crash-tests/1

Safer Car

safercar.gov/Vehicle Shoppers/5-Star Safety Ratings/2011 Vehicles

Since past September there have been increasing vehicle sales

Since last September, vehicle sales are steadily increasing. A low, low point in vehicle sales was reached in September 2009. Just like home sales slumping after the expiration of the tax credit, the end of Cash for Clunkers saw auto sales drop off slightly. An increase in automobile sales has been marked ever since that point. However, September sales were only a slight improvement overall from August. The largest gains were realized over the this past year by Chrysler.

Much better vehicle revenue since this past year

The Cash for Clunkers program ended this past year. This caused vehicle sales to go down. Ever since then, the auto industry has worked to try and get back up. Things have gotten much better since Sept 2009. Evidently vehicle sales have been going increase much more steadily. Automotive News explains that there was a 29 percent increase in the automobile industry since this past year. Domestic auto firms realized great increases. Just Ford had a giant increase. The increase was 40 percent. General Motors sales increased by 11 percent. Chrysler sales shot through the roof, as the company marked a 61 percent increase. Only Suzuki sold fewer vehicles over the last year.

The month reveals it being lower

Sept was lower than August although there was a good increase this year. Many children are returning to school, and no one wants a new auto loan if they have a tuition bill to cover. Since August, Chrysler had a less than 1 percent gain, although the year showed more gains. In August, Ford did the best however only had a 2 percent bump to September. General Motors saw sales fall about 7 percent over the last month. GM really did better than Ford if you’re counting volume. Right now it’s just a percentage. Cable News Network explains that the outlook looks bad right now. Even so, car industry experts are expecting the fourth quarter to look good.

Rebounding slowly but surely

The vehicle industry has especially hurt the economy recently. It is consumer spending which applies to automobiles directly. However, that is being resolved slowly but surely.

Info from

Autonews.com

autonews.com/apps/pbcs.dll/article?AID=/20101001/RETAIL01/101009993/1448

CNN

money.cnn.com/2010/10/01/news/companies/autosales/index.htm

Farewell bailout: Troubled Asset Relief Program runs out Oct. 3

After helping to prevent an economic collapse, the TARP (Troubled Asset Relief Program ) expires on schedule Oct. third. It turns out that the bailout cost only a fraction of what the right wing has been saying . During its life, Troubled Asset Relief Program became politicized by Republicans in an effort to discredit the Obama administration and became negatively linked to the unpopular concept of the Wall Street bailout . As banks bailed out by TARP continue to generate obscene profits, a majority of Americans continue to struggle, which has backed Democrats into a corner for supporting a strategy first implemented when George W. Bush was still president. Resource for this article – TARP, after making bailout a dirty word, comes to an end Oct. 3 by Personal Money Store.

What Troubled Asset Relief Program will end up being

All payments will continue to be collected from Troubled Asset Relief Program although, Sunday, it will no longer give out loan. Fortune at CNN reports that it is been 2 years since Congress gave $700 billion to the Treasury Department to prevent an economic collapse. The economy is getting better slowly while Troubled Asset Relief Program’s last bill is less than many thought it would be. Also, Wall Street is resuming old business. The Treasury states that only $386 billion of the fund was really given from the government. The government is getting the money back at higher rates than they thought it would be at. Tim Geithner claims that in the end, TARP will only have costs $50 billion. Geithner is the Treasury Secretary.

Bad reaction because of TARP

The Washington Post explained that Troubled Asset Relief Program was a little bit of money the government spent. The government tried saving the financial system by spending a ton of money. The mortgage and housing market was something the Treasury and Federal Reserve thought needed saving. They spent over $1.5 trillion trying to help this. The federal government has become part of the private sector now with all of the bailouts. A socialist takeover is what extremists think will happen soon as a result of the economic help being done. Many are against the government at present because of this. That means that midterm elections aren’t looking so great for all of those people who voted for TARP.

Behind TARP are issues

Democrats are fighting for Troubled Asset Relief Program to show that it isn’t that bad of a program. Unfortunately, the Bush administration started this program really hurting Democrats. ”Bailout” tends to be the worst word in politics right now which means that linking President Obama and Democrats to it gives them a bad reputation, especially with TARP, reports ABC News. There was a conference on August 10 where Republicans spoke about a bill Democrats are attempting to pass giving $26 billion to a state fiscal aid package. They used the term bailout about 7 times to get the point across. Republicans made a “Pledge to America” where this was mentioned. The program, although already expired, is something they plan to stop forever.

Articles cited

CNN

finance.fortune.cnn.com/2010/10/01/tarp-ends-thrifty-but-unloved/

PMS Money Blog

personalmoneystore.com/moneyblog/2010/07/15/banks-and-bailouts/

Washington Post

washingtonpost.com/wp-dyn/content/article/2010/09/30/AR2010093006621.html

ABC News

abcnews.go.com/Politics/tarp-government-bailout-ends-sunday-started-bush-gop/story?id=11765955

Terror alerts attributed to terrorist hysteria

When legitimate threats come about, it can lead individuals to panic. These days, you will find things that could be attributed to “terror hysteria”. The “red scare” of the mid-20th century comes to mind. It isn’t an unreasonable idea. The sites run by radio talk show host Alex Jones have a post which alleges the two are comparable things. The post, also referred to as “October Surprise,” hit the Web and has begun a sensation.

It might be terrorist hysteria

The American, British and Japanese government have all issued terrorist notifications recently. The notifications, which are travel advisories for citizens to be cautious in Europe, came on the heels of the capture of Ahmed Sidiqi. As a German citizen, Sidiqi was born in Algeria. Sidiqi was caught when becoming a part of the jihadist operations that were in Afghanistan against coalition forces. He could be linked to terrorist attacks in Europe that might be led by al Qaeda. Not long following the news concerning Sidiqi broke out, a post went up on Prison Planet and Info Wars entitled “October Surprise: Terror Hysteria Recycled in Election Ploy.”

Astonishing things take place in October

The Post purports the advisories are part of a ploy to stir the pot ahead of elections. The writer was Paul Joseph Watson. He is associated with Alex Jones websites. More people should be looking toward Big Brother govt for help here. That’s why the stunt was done. The point is to try and get Democrats elected into position. They also want to keep Party candidates like Sharron Angle and Rand Paul from getting elected into office.

Everyone planning to the Red Scare

The “Red Scare” was a phenomenon of the middle 20th century. Government officials and celebrities ranted and raved about the communist threat in our midst, which never had much evidence behind it. The United States of America might be manipulated by the govt within the exact same way. The fear is instead becoming pointed out to be terrorist attacks. The German govt said that their position is no real threat is occurring. Also, according to CNN, airline ticket sales haven’t suffered at all since the alert.

Citations

Prison Planet

prisonplanet.com/october-surprise-terror-hysteria-recycled-in-election-ploy.html

CNN

cnn.com/2010/TRAVEL/10/04/europe.travel.alert/?hpt=T2