Home values in Oct beat forecast, sinking below anticipated

Experts predicted that home values would fall in October, however not as much as reported Tuesday. Not since Dec. 2009 had the Standard & Poor’s/Case-Shiller home price index reported a more significant year-to-year decline. The numbers portend a double-dip within the real estate markets, analysts say, brought on largely by the discontinuation of the homebuyer tax credit last summer.

Exactly what you should learn about the Case-Shiller home price index

In October month-to-month home prices fell in 18 of 20 markets surveyed by the Case-Shiller home price index. A bad September would means a flat October as outlined by real estate industry experts. Last summer when the homebuyer tax credit ended, the decline in value was harder than many though it would be. Home prices in the 20 markets fell 1.3 percent from Sept to October, an annualized decline of 15 percent. Atlanta was hit hardest with a 2.1 percent drop in home values. All time lows since the sector collapsed in 2007 was hit by five other markets including Charlotte, N.C, Miami, Portland, OR, Seattle and Tampa, Fla.

Housing sector double-dip

The opinion of the chairman of the S&P/Case-Shiller home price index was given. He said the double dip in the real estate sector that has been warned about may be happening very soon. Since the peak in July 2006, home prices have dropped 30 percent in October. A backlog of foreclosures waiting within the wings will continue downward pressure on home values in 2011. You will find more homes for sale too. Just since December 2009, there has been a 50 percent increase. Several hope that the housing market will recover. Millions of homeowners are waiting for it.

Real estate industry in 2011 may be good or bad

The sustained decline in home values is bad news for Realtors. However, news about a real estate market double-dip is good news for homebuyers. Since homebuyers are waiting for the housing industry to bottom out, there has been a 25 percent decrease from Dec. 2009 of homes being bought as outlined by the Case Shiller home price index. It isn’t all good news. A catch is there. High joblessness and low consumer confidence is shown with the depressed housing industry which means economic recovery will take longer. Home prices will likely go down as much as 3 percent in 2011 even though many economists are optimistic about 2011.

Citations

Bloomberg

bloomberg.com/news/2010-12-28/u-s-property-values-decline-more-than-forecast-in-s-p-case-shiller-index.html

CNN Money

money.cnn.com/2010/12/28/real_estate/home_prices_fall/?npt=NP1

Wall Street Journal

online.wsj.com/article/SB10001424052970203513204576047491075731426.html?mod=googlenews_wsj

Rare earth mine reopens to bring back United States manufacturing

Home-based manufacturing of rare earth metals will restart in 2011. The rare earth metals mine run by Molycorp had closed six years back as Chinese manufacturing drove down prices. However, China has started to manipulate supplies, which has brought on prices for rare earth metals to rise dramatically.

Facts concerning the Molycorp Mountain Pass mine

A dormant mine in Mountain Pass, California, owned by Molycorp used to be the richest source of rare earth elements within the world. There were several environmental concerns and a lot of competition from China that brought on Molycorp’s Mountain Pass mine to close. China now has a monopoly on rare earth metals since Mountain Pass closed. The United States national security and economy is in danger with this. Molycorp has decided to start producing again after getting the right financing and permits. The company plans to produce 3,000 tons of rare earth metals in 2011. This will all come from ore that the business got before closing the mine. A production of 20,000 tons is expected in 2012.

All about the China Monopoly

The 2010 global demand for rare earth metals can be measured already. 125,000 tons was the amount. Of the world’s rare earth metals manufacturing, China owns a ton. About 97 percent is owned by China. Rare earth metals are used in wind turbines, electric auto batteries, electronic gadgets and military technology. In 2010, China appeared to be using its rare earths monopoly for geopolitical leverage. The exports of rare earth metals was cut by more than 70 percent stopping high tech manufacturing in the United States, Japan and Europe. Taxes, for home-based manufacturers, were reduced on rare earth metals in China. Prices for rare earth metals rose 40 percent. To save costs, several businesses are moving to China now. They are clean-energy technology companies.

Clean power economic climate onward

In order to guarantee a supply of rare earth metals for 7 years, Sumitomo Corp of Japan put $130 million into Molycorp. Within 18 months, production is expected by Molycorp to increase to 40,000 tons. In the United States, there are not any businesses that can use rare earth metals in a clean power economy in order to create emerging technologies like the neodymium magnets used in wind turbines. But Molycorp has entered a partnership with Hitachi to use bastnasite ore from the Mountain Pass mine to produce neodymium magnets in the U.S. Making neodymium magnets calls for a license that only 10 corporations in Germany, Japan and China have.

Information from

The Guardian

guardian.co.uk/environment/2010/dec/26/rare-earth-metals-us

MIT Technology Review

technologyreview.com/energy/26980/page2/

Miami Herald

miamiherald.com/2010/12/27/1989540/weaning-ourselves-from-a-china.html

Lydia Hearst brings the LiLo satire

When the Roman poet Juvenal composed that “It is difficult not to write satire,” he had absolutely no way of realizing that people like Snooki, Hilton and Lohan would become walking poster children who prove his point. Such is the power these figures have to – intentionally or otherwise – show us just how strange the U.S. culture of celeb narcissism has become. According to FirstShowing.net, heiress Lydia Hearst can be performing in a film that satirizes the life of Lohan. As the world can always use more self-referential humor. Individuals everywhere could possibly be applying for payroll loans to see this, although it really just gives Lohan more press. Article resource – Lydia Hearst to lampoon Lindsay Lohan in film satire by MoneyBlogNewz.

The heiress Lydia Hearst

Hearst-Shaw has plans that involve more than just her Chihuahua getting more spring water although FirstShowing.net says Lydia Hearst-Shaw is “a non-slutty less publicized version of Paris Hilton”. Lydia Hearst isn’t just an heiress as the great-granddaughter of William Randolph Hearst. On Page Six of the New York Post, you are able to find her regular column. You might also see her in independent films for instance “The Last International Playboy,” in television shows for instance “Gossip Girl,” in some modeling and even as a spokeswoman for several international causes.

‘One of the few supermodels who can act’

FirstShowing.net was able to talk to screenwriter of “Dogs in Pocketbooks,” Charles Casillo. He said that a character based on Lohan will be played by Lydia Hearst soon. Hearst-Shaw’s character will play “a bratty film goddess in and out of rehab, in trouble with the law and hounded by greedy agents, predatory paparazzi and more,” said Casillo. Then the screenwriter said the role in “Dogs in Pocketbooks” couldn’t be played by any other than Hearst-Shaw. She had the right charm and intelligence.

Is the material any good?

Robert Rodriguez’s “Machete,” is a film LiLo spoofed herself in already which has taken place many times. Many wonder if “Dogs in Pocketbooks” could be any good. It is not that hard to make fun of jail time though. The presentation of it can be what matters.

Information from

First Showing

firstshowing.net/2010/12/28/Lydia -Hearst-shaw-sending-up-lindsay-lohan-for-new-comedy/

2007 Fashion Week interview with Lydia Hearst

youtube.com/watch?v=PFZNJ4Pr1N4

Get ready for 2011 using a year-end financial check-list

As the year winds down it’s a good idea to revisit your personal finances. As the year ends use the occasion to make sure no financial details are left unaddressed. Get off to a good start in next year by taking care of tax issues and reevaluating your monetary priorities.

The conclusion of the season checklist for you

Between Christmas and New Year’s Day, take better monetary steps. Make sure 2010 is not the exact same year next year will be. There are a few days left to address some critical tax issues for this year. Until Dec. 31, Charitable donations could be good for this year tax deductions. For another 2010 tax deduction, now is also a good time to dump depreciated stock. You can sell it and write off a loss up to $3,000. Consider converting an IRA to a Roth-IRA. You are able to spread the tax out until 2012 by doing the Roth IRA conversion before December 31. This week is also your last chance to get a free credit score this year to help to make sure it’s accurate.

Make New Year financial promises

Find new methods to be thrifty. Start with charge card debt. It’s a good place to start. It isn’t as much of a priority to conserve as it is to pay charge card debt. This is widely known. Why is that? The amount of money you help to make on your savings isn’t enough. You will lose more than you gain without paying credit card interest. First you should pay the costly credit cards. Save after that. You’ll be able to conserve more. You need to work to get charge card debt paid faster. You are able to do this by giving up some of your habit costs. Make your own coffee or ride your bike to work. You are able to increase your monthly credit card payments by spending money on that rather than on lattes and gas.

Get strong monetary targets collectively

It is advised that you write monetary targets down for the next year. This is something personal finance advisors recommend. However, most people who do that soon forget them. Do not just write down your financial targets. Get a family member or friend involved too. Ask them to hold you accountable to your promises and offer to do the exact same for them. You are able to be more successful together than you could alone.

Articles cited

Sacramento Bee

sacbee.com/2010/12/26/3278902/year-end-moves.html

Wall Street Journal

online.wsj.com/article/SB10001424052970204336704576042272907474338.html?mod=googlenews_wsj

Reading wife's email leads to Walker's felony charge

Leon Walker of Rochester Hills, Mich., is facing felony charges under an anti-hacking statute. Walker hacked into his wife’s Gmail account to check up on her. His defense, however, is that it was not hacking, and it was to protect their child.

Calling Leon Walker out

On February 7, Leon Walker will be tried. Anti-hacking statutes are the main reason the reason why Leon Walker was even arrested. There was a purpose for writing the laws. It was intended to keep government computers from being hacked and prevent identity theft. Walker may be in prison up to five years if convicted of hacking. Leon Walker found out that his wife had been unfaithful to him by logging into his wife’s Gmail account which is when the crime supposedly occurred.

Leon Walker hacking charge defense

The lawyers and Leon Walker say that he did go into his wife’s e-mail account. He states that his wife had a habit of leaving her passwords written on pieces of paper around the house. He also states the laptop he used was purchased after they were married and was shared between the 2 of them. The Gmail would be left open on the shared computer often. Leon Walker explains that this was frequently happening.

The reason the reason why Leon Walker doing that is all right

Leon Walker is saying his wife had no “reasonable expectation of privacy,” although that may not be the only thing for him to go with. Walker says that he checked his wife’s e-mail out of concern for her child’s safety. She did not come home one night so he checked her e-mail. One of his concerns was that she was spending time with her first husband. He was convicted of child abuse though. Walker was worried so he printed the e-mails. He then sent them to the father of the child who was Walker’s second husband. When questioned, the second husband revealed the e-mails came from Leon Walker.

Articles cited

Telegraph

telegraph.co.uk/technology/news/8227235/Husband-facing-five-years-in-jail-after-hacking-wifes-email.html

2010 Census results could have political ramifications

There could be very high-impact results from the results of the 2010 United States Census outcomes. This nationwide count of number of individuals sets several things. This includes the number of congressional seats. Starting early in the early morning on Tuesday, the U.S. Census department will announce the 1st results.

Results of 2010 Census coming out

Tuesday morning, the 2010 Census results can be released officially. These original results will provide a basic overview of the population and distribution of United States residents. These initial results are followed closely, mostly because they determine the number of Congressional seats for each state. There was change made with the 2010 Census results. Some lost political pull while others lost it. On the Census 2010 website, the live webcast of the 2010 Census results could have been seen.

Controversy with 2010 Census results

There is a lot of controversy surrounding the 2010 Census results. It is required within the United States that there be a full count of the citizenry every 10 years. This is what the constitution required. There are lots of people that question the fact that the United States Census asks questions beyond the simple number of people living in a household. The U.S. Census also takes a measurement of the ethnicity, age and relationship of people in a household. The way the state and federal government spends its money is determined by the results also. The 2010 Census results aren’t loved though. Most are upset. Numerous think they are a violation of privacy too.

Uses of 2010 Census results

The federal government entities won’t be the only ones to use the newest Census results. The Census information is good to help better estimate things like unemployment rate. Even home ownership statistics can be helped. Whether or not there is the right customer base for a new store can be determined by companies before starting a new business. Many nonprofit organizations will use census information also to determine where to setup. It will take a year or more for detailed results of the 2010 Census to be released, but Tuesday’s first major release of data is sure to provide a lot of insight into the makeup of our country.

Articles cited

Visual Webcaster

visualwebcaster.com/event.asp?id=74725

Poor credit loans and personal loans for Dayton, Ohio

You will find times everybody has financial trouble. Are you in a rough patch? In Dayton, OH, you don’t have to worry about not finding help. Just a few minutes and a few clicks can get you assistance right away. In as little as two hours, you can discover that help. The cash is directly deposited into your bank account. Article resource – Dayton, Ohio Cash Advances by MoneyBlogNewz.

Bad credit loans for Dayton, Ohio

When you’ve got bad credit or no credit, it can feel like you’re facing closed doors. Credit or loans typically are hard to get with bad credit. Lenders like checking credit before lending traditionally. You are able to change your record though. A bad credit score loans can improve it. You need to be paying all your bills in full and on time. This is the first thing you should do if you need your credit report to look good. When you are at a rough time with your finances, you are able to get a poor credit loan. You can be able to stop your account with the bank from going negative and pay all your bills on time. You will agree to a day and time that you want to pay back your loans. With this predictability of being able to do so, your credit will improve some more.

Ohio cash advance loans for Dayton

You might be thinking of applying in Ohio for a Dayton cash until payday. Only a few minutes are needed to apply and get approved for it. You only have to take a few minutes to fill out an application instead of filling out a ton of paperwork. With your state or federal ID, an income of some kind, a banking account and a phone number, you can complete your cash now application. Your approval can be processed in just minutes — no waiting, no worrying. Once you are approved, the money could be deposited directly into your account in just a couple hours.

Availability of Dayton personal cash loan

It is very safe to fill out an online personal loan or personal loan application in Dayton. The entire process keeps your application info safe through the encryption that is way better than standard. Before agreeing to anything, you get to check out the application and loan offers. Everything could be laid on the table for you. You won't commit until after you have had the chance to look it over. Finding an open window in front of you is what getting financial help in Dayton is all about.

Caught: terrorist poisoning buffets

The U.S. has largely been shielded from terrorism since the ordeal of 9/11, however that does not mean terrorists did not have an eye on the salad bar at your preferred restaurant. Reports indicate that a key United States intelligence source has labeled the threat of terrorists poisoning buffets as “credible”. This potential gastronomic sabotage has the food industry seeking to beef up security.

Terrorism on buffets a genuine thing to fear

The Food and Drug Administration has met with the U.S. hotel and restaurant community to discuss the danger of buffets and other foods being poisoned, As outlined by the Department of Homeland Security. Taking nothing for granted and erring on the side of caution, U.S. Secretary of Homeland Security Janet Napolitano has pronounced that her organization “operates under the premise that individuals prepared to carry out terrorist acts are in this country.”

Operation Hemorrhage: possibly using cyanide and ricin

Earlier within the year there was a plan uncovered, however luckily stopped according to CBS News. Various salad bars were reported to be targeted by al Qaeda through the usage of cyanide and ricin. Internet al Qaeda propaganda suggests that these attacks would be an extension of recent cargo attacks seen around the world. Their goal in Operation Hemorrhage, the name of these attacks, was to produce so many small problems that there would be a nationwide epidemic.

There are reportedly dozens of terrorist websites that teach how for making cyanide and ricin. Original symptoms would run into simply as food poisoning which actually helped point the direction to al Qaeda, combined with the method of manufacturing the drug. Dr. Susan Ford, a St. John’s University professor of pharmaceutical sciences, states that 250 milligrams is all it takes to die.

Details from

CBS News

cbsnews.com/stories/2010/12/20/eveningnews/main7169266.shtml

Lizard lunch buffet is non-toxic

youtube.com/watch?v=PomUPV7oXQ4

Omnibus bill involve more than $1 trillion for monetary year

For the forthcoming fiscal year, U.S. Senate Democrats have proposed a $ 1.2 trillion omnibus investing bill that has the Republicans on the war path. The almost 2,000-page omnibus threatens to drown readers in verbiage. But what Senate Republicans found especially shocking are the 20,000-plus earmarks. What type of personal loans would the federal government need to take out to finance the deal? Source of article – $1 trillion-plus omnibus spending bill riles GOP senators by MoneyBlogNewz.

Too much in omnibus bill

The Republican party's stance on deficit spending is reflected in Sen. John Thune's (R-S.D.) response to the omnibus bill. While Senate Democrats insist the nearly $1.27 trillion price tag is necessary for the us government to run smoothly, Sen. Thune called the bill "reckless spending" and stated his party’s opinion that the bill shouldn’t even make it to the floor for a vote.

Info on omnibus

Pentagon would have $688 billion for spending with the bill, reports the Washington Post. On the domestic front, $43 billion would be set aside for the Department of Homeland Security, $10 billion would go to Border Patrol, and state and local police force agencies would receive $3.8 billion. There may be some benefits for college students too. About $25 billion would go to financial aid for students.

President Obama planned on getting $29 billion more in bill

President Obama's first request has been lowered by $29 billion with the omnibus. All experts looking at austerity actions said it was a bad idea although the omnibus plan would be keeping spending at the same level as the last fiscal year. If austerity methods don't start, then by 2035 the national debt can be triple what it is now. That is just 25 years to triple the $13.8 trillion deficit.

Both within the wrong without admitting it

Getting out of U.S. debt seems the most significant thing for citizens who feel like increasing deficit spending will be worse for the U.S. than better. Of course, Republicans were the ones who started this spending that isn't helping the country. If the United States government goes bankrupt, not only will pork projects fall by the wayside, so will the last shred of respect the American people might have for their elected officials.

Info from

College News

collegenews.com/index.php?/article/1_trillion_omnibus_spending_bill_03245909876/

Republicans on the omnibus war path

youtube.com/watch?v=M1zW_2uvR1U

Administration - Principal reduction will keep foreclosures in check

Government policymakers are arguing about the efficacy of principal reduction as a solution to a growing number of underwater mortgages. The program is strongly supported by the Obama Administration. Officials try to convince Freddie Mac and Fannie Mae that their participation is crucial to its success. Even though experts say Fannie and Freddie’s participation is vital, the regulator of those agencies is barring them from participating. Resource for this article – Administration – Principal reduction keeps foreclosures in check by MoneyBlogNewz.

Reducing the head off the foreclosure snake

It is good for both loan companies and borrows to reduce the amount owed on a mortgage, called principal reduction. Foreclosures benefit nobody, and in case you are an underwater borrowers, this is meant to help you keep your home. Currently a quarter of all home loans are underwater. As United States home values continue to fall, that number is expected to increase. There are around 1.5 million underwater home loans, and the government hopes to help them out by adding the principal reduction plan to the Home Affordable Refinancing Program.

Must include both Mae and Mac

To jump start a sputtering HAMP plan, in October the Administration began offering banks additional subsidies in return for principal reduction on underwater home loans. To qualify, borrowers have to be current on mortgage repayments and owe at least 15 percent more on their home loans than their homes are worth. The success of this system is weighed heavily on if Fannie and Freddie join in and participate or not. Fannie and Freddie combined own over fifty percent of home loans. So far banks have been reluctant to support principal reduction. If Fannie and Freddie step up and join, it is assumed that more large banks will join also.

The reason why Fannie and Freddie won’t perform

Fannie Mae and Freddie Mac won't join in unless the Federal Housing Finance Agency grants their approval, and they won't. FHFA was accused of throwing losses Fannie and Freddie's way when the government took over mortgages back in 2008. $134 billion and increasing is the amount of money thus far the mortgage industry has costs tax payers. The Obama Administration is pressuring the FHFA to let Fannie and Freddie in. Long term losses will be lowered with short term principal reduction. Fannie and Freddie will continue to take underwater borrowers cash so long as they are willing to pay.

Articles cited

Pro Publica

propublica.org/article/fannie-and-freddies-govt-regulator-opposes-reducing-mortgages-for-strugglin

Wall Street Journal

online.wsj.com/article/SB10001424052748703963704576005990436624546.html

Mortgage11.com

mortgage11.com/2010/12/hamp-loan-modification-help-to-know-more-on-principal-reduction-for-underwater-homeowners/

Santa Claus delivers heat, robs yacht club

Saint Nick is feeling the pinch of the recession, and it has made him desperate. Retail numbers have improved from those of Christmas 2009, however Santa Claus is nervous. He’s gripping the reins tighter than the cling of Inez Sainz’s jeans. Sadly, it appears that change might have involved illegal activity. Which makes the Rhode Island newspaper headline "Santa Claus robs yacht club" just another sign of the times, reports The Providence Journal.

Santa Claus crook

Don't question if there is a Santa Claus, because he proved to one yacht owner he does exist. I guess robbing gas stations wasn't bringing Santa in enough green, he needed to rob somewhere more upscale. According to Lt. Raymond Blinn of the Providence Police, a man dressed in a Saint Nick suit entered the East Providence Yacht Clubhouse on Pier Road Sunday evening at around 7 p.m. His gift of toys was not to give away, however rather to fill up with money. It was noted that Saint Nick wasn't so saintly when he pulled out what appeared to be a gun of some type.

There was clearly no shots fired an everybody in the yacht clubhouse was uninjured.

This Christmas could have been a great deal less merry

Buckshot isn’t typically associated with Saint Nick, which makes this craven display of felonious holiday cheer all the more jarring. Even if Terrible Santa was merely packing rock salt, the trust of true believers may have been shaken. At least the so-called magic man dressed in red with snow-white beard was wearing jeans. That’s not elf-standard attire. Patrick Swayze would have picked up on the ruse immediately and dished out some "Roadhouse"-style justice. If it was indeed Santa Claus, he could easily fly up the chimney to escape a roundhouse kick.

Local authorities continue to investigate this situation, however Santa did get away with some green within the mean time.

Citations

The Providence Journal

newsblog.projo.com/2010/12/east-providence-yacht-club-rob.html

Another Santa has struck before

youtube.com/watch?v=dUJARL0B3aA

thirty-one City water supplies found to consist of identified carcinogen

A toxin known to cause cancer has been found in the plain tap water of several cities nationally. The EWG released a research Monday that documents the presence of hexavalent chromium within the normal water of 31 locations. A total of 35 locations were tested overall. Within the movie "Erin Brockovich," hexavalent chromium, or chromium-6, was the contaminant that sparked the lawsuit against the public utility that was the subject of the film. Article source – Hexavalent chromium found in tap water from 31 U.S. cities by MoneyBlogNewz.

What’s wrong with hexavalent chromium

Hexavalent chromium is dumped into the environment by steel and pulp mills, metal-plating and leather-tanning industries, based on the Environmental Working Group. Eroding soil causes this chemical to get into the water. And EWG paid labs to test 35 cities dirking water where the chemical is known to exist. Stomach cancer and chromium-6 have been found by An Environmental Working Group scientist to have a correlation. The highest levels of hexavalent chromium were found in Norman, Okla., Honolulu, Hawaii, Riverside, California, Madison, Wis., and San Jose, Calif.

The chromium-6 research

This is the 1st study of hexavalent chromium in water supplied to locations by the Environmental Working Group. The research went public only because the Environmental Protection Agency decided to try and cap the limit of chromium-6 released into water supplies. The National Institutes of Health classified hexavalent chromium as a possible reason for cancer back in 2008. In 2009, California proposed a safe limit of hexavalent chromium levels in normal water at 0.06 parts per billion. There is over 200 times the allowed limit already within the water when the EWG conducted their study. The limit California put on their water was exceeded in 25 of the 35 cities used for the research.

The Environmental Working Group recommends utilizing a reverse osmosis water filtering

Hexavalent chromium is the cancer-causing compound that starred within the film “Erin Brockovich.” Brockovich, a real person, successfully sued Pacific Gas and Electric for contaminating the water supply of Hinckley, Calif., with chromium 6. The award to Brockovich was over $330 million in damages. The EPA is trying to regulate hexavalent chromium, however until they actually do the Environmental Working Group recommends using water filtration systems to keep yourself safe. Water filtration systems such as reverse osmosis will remove heavy metals for instance chromium. For a reverse osmosis water filtration you will pay around $120 to $300.

Data from

CNN

pagingdrgupta.blogs.cnn.com/2010/12/20/carcinogen-found-in-31-of-35-cities-water-supply/?npt=NP1

USA Today

content.usatoday.com/communities/greenhouse/post/2010/12/tap-water-of-many-us-cities-has-probable-carcinogen-study/1

Medical News Today

medicalnewstoday.com/articles/212079.php

UBS outfit rule defines banker chic

The UBS dress rule shows personnel of the Swiss bank how to outfit for success. In painstaking detail, the UBS outfit code outlines how its army of suits must dress for achievement. UBS is making a concerted public relations effort in the wake of record losses during the financial crisis and the outfit code is part of that campaign. It is uncertain that a dress code will improve their image nevertheless it is safer to try than simply getting personel loans. Article resource – UBS dress code: dull Swiss bank conformity in excruciating detail by MoneyBlogNewz

Making up for past with new UBS outfit code

The UBS dress code is a style manual fit for a prep school with just a little bit of fashion and beauty advice thrown in. Conformity that covers up is what is being done with the outfits. They’re meant to blend into the surroundings. During the financial crisis, many were burned by UBS. In order to reach out to those previous clients, the UBS dress rule has been enforced. You will find tests in Switzerland for the brand new style. Five branches are doing it. A change in business, for the good, will make the UBS dress code permanent. All Swiss UBS branches will be enforced in it.

UBS changing dress to ideally do better

Overall, the UBS outfit code espouses the bland, generic look people expect from bankers: dark suits for men, neutral outfits for women. It’s not ok to wear short, tight skirts. Men are not allowed to wear earrings while flashy jewelry is not okay for either. It is expected that you will find nice watches though, as it’s the Swiss. Each and every four weeks, men will get haircuts while it isn't okay for Grecian Formula. The make up for women to wear is very limited. Only foundation, "discreet" lipstick and mascara can be worn. Other standards contain no cartoon socks, trendy eyewear, nail art, strong fragrances or garlic breath. And never, ever wash and iron your shirts yourself.

Other things required for UBS to succeed

UBS cuts 11,000 jobs and wrote down about $50 billion in mortgage related assets when the financial disaster hit in 2007. It was also embroiled in an investigation of UBS tax evasion in the U.S. $57.3 billion was reported by UBS during the financial disaster as losses. No other European bank had that many. Several of the top executives left the financial institution. Clients went with them too. To keep investors from defecting, UBS CEO Oswald J. Grubel had to plead with them personally. He says to have been successful. It should have been his properly-knotted tie.

Citations

Wall Street Journal

online.wsj.com/article/SB10001424052748704694004576019783931381042.html?mod=googlenews_wsj

Business Insider

businessinsider.com/ubs-dresscode-clothes-bank-2010-12#

New York Times

nytimes.com/2010/02/10/business/global/10ubs.html

Yuan exchange: Arriving at a world in your area

China one time kept the yuan tightly under wraps, but now it is time to let the currency exchange fly, writes the Wall Street Journal. Beijing had kept tight hold of the yuan, however time has arrived for China to cast its currency to the winds of worldwide exchange. China has the economic strength to change world business, and investors are yearning for yuan. It could be worth it for someone to secure a paydayloans to get into the trade business with the yuan.

Yuan trade reaches $400 million right after being at zero

Reports show that there was a quick acceleration from zero to $400 million with yuan trading. As China has loosened the reins on its currency, other nations are now able to transact with China in yuan for the 1st time, whether it be in finance trade, investment or borrowing. There will not be any change to the value of the yuan within the near future though. Of course, the availability of the yuan worldwide might change the face of world business as china believes this will keep the currency exchange from fluctuating like the dollar and euro have. And demand for the yuan is already extremely high.

Preparing on ‘Full convertibility of the yuan’

The head of the Hong Kong central financial institution is Norman Chan. He told WSJ that "This is a step moving to full convertibility of the yuan … a major change of the international financial landscape."

Traders explains that the yuan is getting closer to dominating itself the $4 trillion global currency exchange sector although now the dollar, yen and euro are included also. Chinese businesses financial institution their yuan in Hong Kong accounts – where offshore investing is permitted – in huge amounts. By year’s end, experts predict that 300 billion yuan ($45 billion) could be ready for convertibility.

Exactly how yuan trading functions

A Hong Kong financial institution account could be needed if you need to do global currency trading. This is the only way to get yuan. Yuan will only be allowed to move offshore by Chinese corporations for business purposes. Exports and imports are included in this. The person with the currency can use the cash however they want after yuan is within the offshore account.

It’s obvious that there will not be any slowing of the yuan exchange for a while considering banks like Citigroup and HSBC are offering investors yuan prices possibilities currently while McDonald's and Caterpillar are selling debt priced in yuan.

Articles cited

Wall Street Journal

online.wsj.com/article/SB10001424052748703380104576015824083855578.html?mod=WSJ_hp_LEFTWhatsNewsCollection

Just when inflation was going so well…

youtube.com/watch?v=BwHuHxzBBx8

Giants Vikings match relocated to Detroit after Metrodome roof collapse

The scheduled match involving the Giants and the Vikings has been setback further by the failure of the roof of the Metrodome in Minnesota. The Teflon ceiling of the stadium tore open due to a hefty load of snowfall sitting on top. The match had already been postponed, and was moved. The match will take place in Detroit at Ford Motors Field. There is going to be a large installment loan taken out to correct this issue.

Metrodome ceiling ripped open by snowfall

The roof was ripped open at the Hubert H. Humphrey Metrodome due to snowfall on it as Mother Nature obviously wants a new stadium for the Minnesota Vikings. Air pressure is what supports the ceiling of the Metrodome which is an inflatable Teflon fabric. As snowstorms battered the Midwest, the snow started to pile onto the ceiling, eventually resulting in a leak. There wasn't a complete collapse of the Metrodome roof, accounts ABC. However, at 5 a.m. Sunday morning, there was enough snow to have a huge amount dumped onto the field. The New York Giants could not get to Minnesota anyway because of a heavy snow storm closing the Twin Cities airport so the match was already delayed until Monday.

Holding game in Detroit

Ford Field in Detroit is where the Giants and Vikings match will now be held. ESPN explained the match will air on the NFL Network for Direct TV subscribers although it won’t be filmed for Monday Night Football. Anyone making the trip to Ford Field holding tickets from the match will get preferred seating at the 50 yard line. Free tickets to the match are being given out. If you purchased a ticket to the game, do not worry. You’ll be given a full refund too. This is the fourth time the Metrodome roof has collapsed like this. In 1981, 1982 and 1983 it collapsed as well.

Favre being questioned a little

Favre might be absent from the game also which means Vikings fans have to deal with more than being homeless temporarily. A sprained shoulder is what the 41-year old QB has been dealing with since he injured his soldiers while playing the Buffalo Bills. More than likely Tavaris Jackson will be playing against the Giants even if he is well enough to play.

Citations

ABC News

abcnews.go.com/US/metrodome-collapses-nfl-reschedules-vikings-giants-game/story?id=12380677

ESPN

sports.espn.go.com/nfl/news/story?id=5911532

Citigroup obtained crisis loans from taxpayers which might pay off

Citigroup got enormous amounts from working class individuals in emergency loans but may be the success story among bailouts. When remaining shares are sold, it’s likely to net a revenue for the Treasury. As it stands, the government ought to revenue about $12 billion. Citigroup is trying to keep individuals from feeling like they are making some kind of a payday cash loans off their customers.

May actually are good to give emergency money to Citigroup

More than two years ago, Citigroup asked the United States Treasury for some hefty emergency cash loans, saying it direly needed some instant cash or the firm would perish. The Troubled Asset Relief Program, or TARP, has caused a lot of controversy. So have the bailouts. Even the most fiscal conservative could be happy to hear probably the most recent announcement that came out. The rest of the Citigroup shares will be sold by the Treasury. USA Today reports that over 2 billion common shares in the business are kept by the Treasury. As a condition of getting short term loans, the Treasury was given the shares. This might leave a $12 million profit from the loans to Citigroup. Taxpayers should be happy about that.

Citigroup shares make it so Treasury can get 27 percent profit

The government kept about 7.7 billion shares in Citigroup as a result of the bailout. The Treasury had already sold 5.3 billion shares. This was as of Monday though. As of Monday, about $4.35 a share is what the last 2.4 billion shares are worth when a net payday of about $31.8 billion plus $2.9 billion in interest could come in with the sale of all those shares. Combined with the payments Citigroup has already made, more than $20 billion, the Treasury should take in an estimated $57 billion for the $45 billion in loan cash and guarantees to Citigroup. That means practically 27 percent in profit was made. It is about 26.7 % total.

Citigroup a model bailout company

If the sale of Citigroup shares by the Treasury does result in a profit of that much, or even close, that would make Citigroup a model bailout business. Ideally, the shares of other bailed out firms, such as General Motors, could have a similar outcome.

Articles cited

USA Today

usatoday.com/money/industries/banking/2010-12-08-citi-bailout_N.htm

Royal engagement pictures mark a shift in royal outlook

The royal engagement photos of Prince William and Middleton have been unveiled. These photographs are not being received entirely positively. A few commenter’s are questioning the wisdom of the couple’s image. This royal couple can be making a nationwide celebration of their wedding. Some are saying they are the first “truly modern” royal couple. One more justification to take out a paydayloans and spend time with family when this day is made a holiday.

Pictures for the royal engagement

Dec. 11 was when the formal release of the engagement pictures of Prince William and Middleton were unveiled. Late Nov was when the two pictures were taken. Super star photographer Mario Testino took the pictures. One photo features the couple at London's St. James Palace. They’re standing side by side there. They’re shown in a close, informal embrace smiling in the other photo. The 2 photographs could be seen in full at Luxist.

royal engagement pictures begin a discussion

There has been debate about the engagement photos. This is for Katherine Middleton and Prince William more than anything else. Some have said the pair looks, “better than a royal pair – they resemble a couple in love.” The standard for a royal couple was broken with William and Kate though. In Britain, the couple has been debated a ton. For the last few years they have been living together although they have dated for eight years. Some are concerned that the latest royal couple is “living in sin” and showing “too much public affection.”. Many say the couple is a "modern pair for modern times." Kate and William are being defended. Either way, the couple’s engagement pictures are proving a popular talking point for Britain.

Exactly what ideas could be involved with the royal wedding

Prince William and Katherine Middleton may have the royal wedding take place at Westminster Abbey. April 29 is the date. The couple has been avoiding any kind of displays of extravagance including the clothing that the royal engagement photos showed them in. The royal wedding ceremony, however, will likely be a huge event, regardless how frugal the pair intends to be. A change in exactly what is considered acceptable for an engaged royal couple is what William and Kate are making sure to do with their engagement and wedding.

Citations

Luxist

luxist.com/2010/12/12/royal-engagement-photos-by-mario-testino-revealed/

Jeopardy champions to face off with artificial intelligence

Artificial intelligence has been a fiery topic in science fact and science fiction for many years. Programmed intelligence functioning as a human could change many fields of endeavor, such as medicine. Now the Associated Press accounts that "Jeopardy" producers and International Business Machines want to test the service of a supercomputer in opposition to two game show winners. In the event the computer is victorious do you think they are going to register for a cash now to cover her or him? Article resource – Jeopardy champions to face off with artificial intelligence by MoneyBlogNewz.

Rutter and Jennings could be in ‘Jeopardy’

The 2 most successful winners within the historical past of "Jeopardy" are Jennings and Rutter who will be playing 2 games in opposition to an artificial intelligence program named "Watson." This program was created by the same department in International Business Machines that made the software for Deep Blue which was a supercomputer able to, in 1997, beat chess champion Garry Kasparov. "Jeopardy" producers explained that the two matches will be from February 14-16, 2011 for three days. $1 million will go to the winner.

Changing the challenge

It was amazing to see Deep Blue going up against Garry Kasparov in chess. Nobody believed logical computation was possible. However, the "Jeopardy" man-versus-machine challenge will frequently deal in more subtle areas of comprehension, for instance puns, riddles and rhymes. Recalling who or what the answer is won't be what the confrontation is about. It will be more about having the mental agility to perform the task quickest.

IBM has its cash on Watson, named after International Business Machines founder Thomas J. Watson. If Watson is victorious, International Business Machines has stated the prize cash can be donated to charity. Ken Jennings and Brad Rutter both told the AP that they will give half their winnings if they’re victorious.

Jennings, Rutter and game show historical past

2 of the most successful winners in "Jeopardy" could be participating. That is what Jennings and Rutter are. During the 2004-2005 season of "Jeopardy," Jennings won 74 straight games while about $3.3 million was won by Rutter on the very same show.

Citations

Star Tribune

startribune.com/science/111842464.html

Watson in action

youtube.com/watch?v=FC3IryWr4c8

Westboro Baptist Church to appear at Elizabeth Edwards memorial

The Westboro Baptist Church hasn’t been a popular organization with many. They have just declared their objective to picket at Edwards memorial. Edwards had struggled with cancer for a while. The Westboro Baptist Church lately went before the Supreme Court with case over whether they can be stopped from protesting at memorials. The decision from the court is still pending. If members of the armed service get what they’re seeking, the Westboro Baptists might need to take out various payday advance loans to cover emotional harm to numerous households. Source of article – Westboro Baptist Church will protest at Elizabeth Edwards funeral by MoneyBlogNewz.

Memorial service of Elizabeth Edwards protested by Westboro Baptist Church

CNN reports the Westboro Baptist Church can be protesting Elizabeth Edwards funeral service, although typically the protests the church do have to do with soldiers. Elizabeth Edwards was the wife of John Edwards; the couple had been separated since John Edwards affair and love child with Rielle Hunter was uncovered. Westboro has few members to speak of who aren’t the urgent relatives of the head of the church, Fred Phelps. When protesting, the church will put up picket signs that have derogatory terms for homosexuals on them. Many of the protests are about this for the less than 100 members in the church. The United States is being ruined by homosexuality if you ask the Westboro Baptist church. They feel this way about Judaism too.

Pending Supreme Court decision

A Supreme Court case has the Westboro Baptist Church in. The question is whether the church has the right to hold its rallies at memorials. Marine Corporal Matt Snyder who’s deceased has father Albert Snyder. As a result of defamation and invasion of privacy, Westboro is getting sued by Snyder. The Court of Appeals ended up getting the case after Snyder won the suit to begin with. There were oral arguments heard a few months ago after the case was appealed to the Supreme Court. Snyder v. Phelps hasn’t been decided yet.

The First Amendment doesn’t say manners are required

The controversial church has and continues to protest funerals, which numerous think is a despicable act, especially with the language that the group often employs. It is okay though that the Westboro Baptists give a lot of hate speech. The First Amendment protects the religious speech given.

Citations

CNN

edition.cnn.com/2010/US/12/09/kansas.Edwards.picket/

Funeral of Elizabeth Edwards protested by Westboro Baptist Church

CNN reports that the Westboro Baptist Church will be protesting Elizabeth Edwards funeral, although typically the protests the church do have to do with soldiers. After John Edwards, husband of Elizabeth Edwards, had his affair and child with Rielle Hunter was shown, the couple separated. Fred Phelps is the head of the Westboro church while most members of the church are his immediate relatives. The church, which consists of 100 members or fewer, often carries picket signs that bear derogatory terms for homosexuals, which forms the basis of their protests. The Westboro Baptist Church contends that homosexuality and tolerating it is ruining America, among other things, including Judaism.

Supreme Court to make the final decision

There is a Supreme Court case going on right now. The Westboro Baptist Church is involved in it. The right to rally at funerals could be changed. The church may not be allowed to any longer. Albert Snyder, father of fallen Marine Corporal Matt Snyder, sued Westboro for defamation and invasion of privacy. The first time, Snyder won the case. The Court of Appeals ended up getting it then. Eventually, the case went to the Supreme Court. Many months ago oral arguments were heard. Snyder v. Phelps hasn’t been decided yet.

The First Amendment doesn’t say manners are required

Considering how the church acts, it is completely inappropriate that they protest at funerals, even still. The message of the Westboro Baptists has been described often as hate speech, but has been heretofore protected under the First Amendment’s protection of religious speech.

Information from

CNN

edition.cnn.com/2010/US/12/09/kansas.Edwards.picket/

Twitter assault acainews drowns program in berry trash

If you believe the hype, acai berries are magic fruits, with tons of antioxidant benefits. Researchers think these amounts to mere advertising trash, even so – and Twitter customers would surely agree. Mashable accounts that thousands of Twitter users have suffered through a new ad spam attack called "acainews". Conservative estimates place the number of not authorized zombie tweets having sprung from acainews attacks to be a minimum of 10,000. This might require Twitter to take out a huge cash advance to repair this before they lose clients.

Twitter customers have to avoid hyperlinks for acainews

Tweets that link to domains that have the phrase "acainews" in them are where a lot of the Twitter advertising spam comes from. While the exact mechanism through which the acai berry Twitter worm travels from one computer to the next is currently unclear, users are advised to keep away from clicking any link that leads to an acainews-related domain. The fastest moving Twitter assault is what the acainews is being called.

acai berry may have come from Gawker

Many assumed that the Twitter accounts had been jeopardized. That was the first speculation. Mashable spoke to the head of Twitter's Trust and Safety team, Del Harvey, who explained that a recent incident where the Gawker blog was hacked is "very likely" to be connected to the acainews worm. Data ended up exposed from 1.3 million Gawker accounts. These Gawker accounts are connected to Twitter accounts a lot of the time. Thus, Harvey advises all Twitter users who have linked their account to the Gawker blog to change their Twitter password immediately.

Code not really involved with account compromise

Damon Cortesi of TweetStats told Mashable that acainews does not appear to be transferring harmful code directly to computers. The Twitter accounts in question may have simply been compromised when Gawker was hacked. You’ve enough reason to stay from acainews now. Mix all this information with the belief that "no" was what Oprah herself said to acai berries.

Articles cited

Mashable

mashable.com/2010/12/13/acai-berry-twitter-worm-warning/

Web MD

webmd.com/diet/guide/acai-berries-and-acai-berry-juice-what-are-the-health-benefits

Oprah and Dr. Oz say ‘no’ to acai berries

youtube.com/watch?v=eN2Vcf0tiw8

Topeka, Kansas on the internet payday advances

It can take you just a couple minutes to get a Topeka, Kansas payday loan. Whenever you need financial help, a Topeka, Kansas cash advance could be your best option. A Topeka payday advance is fast. In fact, it can usually deposit cash into your account in as little as two hrs. A Topeka cash advance can be the simple way for making ends meet through tough times.

Topeka payday advance

It will only take you a few minutes to apply for a payday advance in Topeka, Kansas. Our no-obligation application form needs just three minutes to fill out. Another 180 seconds, and also you may have your response from the payday advance lenders that best match your situation. You get to look at the full payday advance offers. They are easy to read. You can get the money on its way after digitally signing the loan if you like the offer.

Advance payday loans for Topeka

Getting money quickly and easily is why advance pay day loans are typically chosen. Credit checks are typically absent. You can still qualify for the loan with poor credit, no credit, limited income or even as a military member. There are requirements to getting a loan. You will need a phone number, a account with the bank, an identification, be an adult and have some kind of income.

The easy way to pay back Topeka loans

It is easy to pay back a Topeka, Kansas, pay day loan. It is just as easy as it was getting it. You will approve your paydayloan after reading the terms and conditions. Then you will have your bank account get the money deposited in it. When time comes to either pay back your online loans or make an installment payment on your payday advance, it can be directly debited from your account with your bank. It really is that easy. Whenever you need money, it can be there for you. The money is also super easy to pay back. This could be on the date you agree to, of course. Having predictability with your finances is essential when you’re trying to build or rebuild credit, and that is what a Topeka payday advance loan can do for you.

Oregonian modifies his title to Captain Awesome

Douglas Allen Smith, Jr. now has a new identification. He is also Captain Awesome. Captain Awesome is a twenty-seven year old Oregonian, which decided he needed a change of pace. So, he chose a name with panache, and went to court to turn into somebody new. With a little lawful wrangling, he left his old identification behind and grew to become Captain Awesome. Captain Awesome must have applied for a cash advance to fund the legal name modification.

Title change from Douglas Allen Smith to Captain Awesome

A modification was all unemployed cabinet maker Douglas Allen Smith Jr. or Eugene Oregon who is 27 decided. He altered his name to Captain Awesome to honor a character on “Chuck,” his favorite Television show, based on the Eugene Register Guard. "A bad nickname builds character" which was why Devon Woodcomb, or Ryan McPartlin in real life, was given the nickname Captain Awesome. This is why Smith wanted his name to be changed. The name modification required him to face a judge though. The judge didn't really understand at all.

Winning was simple for Captain Awesome in the courtroom

Smith researched name modification cases at the University of Oregon law library and successfully represented himself in the courtroom. He was allowed to modify his name and modification his signature to make a smiley face with left and right arrows by the judge. He had his new signature accepted by the Oregon Department of Motor Cars. It could be printed on the back of his driver's license too. The bank he had said the glyph was too easy to forge so he couldn't have it.

The name does not make a difference

Some people go just a little too far with odd title modifies although it is nice to be able to change legal titles with ease. A 9 year old girl in New Zealand became a ward of the court during a custody dispute between parents a few years back. She was named Talula Does The Hula From Hawaii which caused this. The judge was not amused and ordered a change of title. Other titles, according to CBC News, blocked in New Zealand included Yeah Detroit, Sex Fruit and Keenan Got Lucy, but the titles Violence and Number 9 Bus Stop were allowed.

Information from

Eugene Register Guard

registerguard.com/csp/cms/sites/web/news/cityregion/25594703-41/awesome-captain-douglas-judge-county.csp

CBC News

cbc.ca/world/story/2008/07/24/talula-nz-name.html

President Obama claims yes to KORUS, a North American Free Trade Agreement-style offer with Korea

According to President Obama, his recent agreement in principle over the Korea Free Trade Agreement (KORUS) maintains "a strong alliance with South Korea". The president praised the potential deal in numerous ways, however critics like progressive political blogger Jane Hamsher of FireDogLake.com see Korea Free Trade Agreement as providing up 159,000 American jobs for a mere 800 in return, based on the Huffington Post.

Approving of KORUS is United Auto Workers leader

United Auto Workers President Bob King has endorsed the NAFTA-style Korea Free Trade Agreement, as have Jamie Dimon of JPMorgan Chase, Vikram Pandit of Citigroup, Tom Donahue of the United States of America Chamber of Commerce and John Engler of the National Association of Manufacturers. The original NAFTA may send hundreds of thousands of jobs out of The United States which taken place with Korea free trade which has non-management personnel within the UAW are not very happy about this. Yet auto industry management interests are well-served by KORUS, Hamsher accounts.

Other labor unions appear to be on the verge of taking a bath because of Korea Free Trade Agreement, as highlighted by the fact that building trade unions under the AFL-CIO banner were essentially kept from the bargaining table with Korea, accounts the Huffington Post. Apparently labor presidents were "pressured" be Labor Secretary Hilda Solis. This is why the Korea Free Trade Agreement terms were accepted supposedly.

Providing 159,000 jobs with ‘Fair trade’ just obtain eight hundred back

In total, it’s believed the UAW will be given the green light to produce 55,000 more automobiles under Korea Free Trade Agreement, which amounts to eight hundred new jobs, based on a Congressional Research Service report. However, the NAFTA-style Korea Free Trade Agreement would cause 159,000 jobs to be lost in five years for the United States job market according to the Economic Policy Institute. This stands in stark contrast to the president’s own pronouncements over the Korea free trade agreement; he claims an easing of tariffs will amount to a projected $11 billion for the United States via an expanded export sector. That would mean 70,000 additional American careers as the country’s export sector effectively doubles over the same five-year period, President Obama claims. South Korea would have to approve Korea Free Trade Agreement along with the U.S. Tax News explains that South Korea may not like the idea very much.

Data from

Huffington Post

huffingtonpost.com/jane-hamsher/uaw-gets-800-jobs-for-end_b_792031.html?utm_source=DailyBrief&utm_campaign=120610&utm_medium=email&utm_content=BlogEntry&utm_term=Daily+Brief

Tax News

tax-news.com/news/US_S_Korea_Reach_Agreement_on_FTA______46677.html

President Obama’s KORUS announcement

youtube.com/watch?v=YxG0C589Luk

Death penalty constitutionality argument riles TX

The constitutionality of the death penalty is the topic of the hour before TX courts, writes the Houston Chronicle. As the Houston Chronicle indicates, some TX lawmakers aren’t too keen on the idea of the death penalty being labeled unconstitutional. Local Harris County District Attorney Pat Lykos reportedly ordered prosecutors to endure mute during a listening to intended to determine whether the death penalty is unconstitutional in the condition.

Endangering innocents with death penalty

The first time that the constitutionality of the death penalty is being argued in the idea of eliminating an innocent man has happened in TX legal history now with the case with the 25-year old defendant John Edward Green case who was accused of a 2008 robbery and slaying in southwest Houston getting him the death penalty. The defense team for Green is nevertheless fighting. They say he is completely innocent.

However, Pat Lykos and the criminal prosecution team’s decision to endure mute in response to the defense team’s argument that the death penalty is unconstitutional brought the case to the brink of deadlock. District Judge Kevin Fine claimed he wouldn’t allow the criminal prosecution to stand mute at first, but then allowed the case to continue instead of deadlock it by encouraging the defense to continue to present their case while the criminal prosecution sits silently at counsel tables, unable to object, cross-examine or call witnesses.

“It’s arrogant, and it’s contemptuous for the state to decide to not participate when they’re trying to put my client to death,” said defense lawyer Casey Keirnan while in court.

Criminal prosecution implies it’s useless to argue against the death penalty for Green

The death penalty unconstitutionality listening to left the Hearris County prosecutors standing mute. They said, "the law surrounding the death penalty is well-settled" before submitting to silence though. Furthermore, the prosecution stated its position that because the defendant had yet to be convicted thus far, he "lacks standing" to dispute whether the death penalty is unconstitutional.

Info from

Houston Chronicles

chron.com/disp/story.mpl/metropolitan/7327353.html

What Texans know about the death penalty

youtube.com/watch?v=SJ6mje5etlc

Labor Department says job openings increasing steadily

There were more career openings in Oct than there have been in 2 years, the Labor Department said. After last week’s Labor Department statement showed a fresh spike within the joblessness rate, career openings data was a breath of fresh air. However, economists say the career opportunities report is preview of longer-term trends that could result in more hiring over the next few months.

Career opportunities report for Oct

Job opportunities in Oct rose to 3.4 million, a rise from 3 million reported in September. Declines within the previous two months were reversed with the 12 percent month-to-month increase as shown by the Labor Department Job Openings and Labor Turnover Survey. The October career openings number is extremely high for a recession. Since August 2008, when the financial sector was close to collapsing, the numbers haven't been this high. Since 2006, there hasn't been as large of private sector job openings as there was with the 369,000 private sector careers for Oct. There were about 1 million more advertised career openings too reports JOLTS. That means that from the low point, there was a 44 percent increase. In July 2009, which was a month after the recession ended technically, the low point wa! s reached.

People without careers still giving career opportunities too many job applications

You will find nevertheless 14.8 million individuals unemployed even though there might have been a job opportunities increase by about 32 percent from October 2009. It is really hard to get jobs still. The report by JOLTS showed a number of people trying to get October career openings. For each job, 4.4 people applied for it. Even so, that number is improving from 4.9 people per job opening reported in September and is the best ratio since Jan 2009. Despite the gains, the hole blasted in employment by the recession is deep. It will likely be another five years before the unemployment rate goes back to the "normal" 5 to 6 percent, according to Federal Reserve Chairman Ben Bernanke who was on the Columbia Broadcasting System News program "60 Minutes" Sunday.

Viewing a much better job industry

Bernanke's estimate might have changed if he realized that the job openings report would show a sign of accelerate hiring. A three months hiring is what economists use the JOLTS report to predict. There was a really poor career creation statement in November which had individuals worried. An economist at Credit Suisse in New York said the careers report was just "a bump in the road" last month. The career industry could be getting out of limbo finally with the JOLTS report showing good signs.

Articles cited

ABC News

abcnews.go.com/Business/wireStory?id=12332380&page=2

Business Week

businessweek.com/news/2010-12-07/job-openings-in-u-s-rise-pointing-to-bigger-payroll-increases.html

MarketWatch

marketwatch.com/story/job-openings-rise-to-34-million-in-october-2010-12-07

Heterosexual equal rights a large problem to UK Lesbian, Gay, Bisexual, and Transgender group

Domestic partnership only exists for gay couples within the U.K., but that might change if Stephanie Munro and Andrew O’Neill have anything to say about it. According to Jezebel, the straight couple has drawn the support of the British LGBT firm OutRage!, which is currently campaigning the British govt for heterosexual equality in domestic partnerships. According to spokesmen for the OutRage! campaign Equal Love, expanding the laws regarding such civil unions would be a boon to Britain’s homosexual community, also.

First experiencing OutRage! After heterosexual equality issues

Heterosexual equal rights getting attention is what Munro and O'Neill plan to really take place even though they know their petition for domestic partnership could be denied so the lawsuit filed will include three opposite-sex couples and four same-sex couples. There is no agenda for Equal Love. A homophobic agenda is surely not the case. OutRage! Coordinator Peter Tatchell explained the contrary:

"We support (straight couples’ bids) for heterosexual equality. In a democratic society, everyone should be equal before the law. There should be no legal discrimination. The twin bans on gay civil marriages and on heterosexual civil partnerships are forms of sexual apartheid. There is one law for straight couples and another law for gay partners. Two wrongs don’t make a right," Tatchell told the Wall Street Journal.

Objective to not marry

Matrimony is just a mix of religion and secular law for a ritual according to Munro and O'Neill. A domestic partnership, on the other hand, is absent such "historical baggage," said O’Neill.

The U.K. may have segregation on domestic partnerships like Munro and O'Neill are facing which may be interesting to note, says Tatchell. However, they aren't facing what gay couples are at all. The United States will offer domestic partnerships without consideration of gender in some places. The U.K. can do it too. The heterosexual equal rights is all the Equal Love is asking for from British Parliament. This is why sexual orientation needs to simply be eliminated, based on Equal Love.

Citations

Equal Love

equallove.org.uk/

Jezebel

jezebel.com/5707078/straight-couples-fight-for-right-to-domestic-partnerships

Wikipedia

en.wikipedia.org/wiki/Same-sex_marriage_in_the_United_Kingdom

Press briefing re. OutRage! Campaign

youtube.com/watch?v=L4nJsuY9UN8

Decembrow unibrow aspires to advertise cancer awareness

Feministing.com wants females to toss the wax and tweezers and allow those unibrows grow – for vaguely defined charitable reasons. The idea is that going all Frida Kahlo advances feminism, but critics are scratching their heads. They’ll have all month to determine "Decembrow," however.

Movember moves slowly into Decembrow

Decembrow is reportedly the female response to last month’s "Movember," in which men were encouraged to grow mustaches to raise money and awareness for prostate and testicular cancer research. According to the Daily Caller, Feministing.com wants females to get in on the grooming for charity act (or lack of grooming, depending upon one’s perspective). Herbal aids and even eyebrow pencils are considered acceptable.

It could be argued that the Decembrow can make a more dramatic statement on a woman than Movember did on men, but that is not the point of the campaign. As Feministing.com puts it:

"While women in the U.S. generally rock two groomed brows, I say let's be inspired by Movember and take this opportunity to let our facial hair grow … for a cause."

Exactly what about Decembrow

The unibrow project is expected by women's groups like CEO Penny Nance of Concerned Women for America to be about furthering feminism as the Decembrow campaign is sponsored by Faministing.com. Nance and others are having trouble finding the connection, despite the charitable aspect, reports the Daily Caller.

"While I applaud the (Movember) effort to raise awareness and funds to stop prostate cancer, I find it curious that feminists would choose to embrace facial hair and wonder how that is different than any other month of the year," said Nance.

The Daily Caller asked author and columnist Erica Jong for a response, so she said she "(applauds) anything that galvanizes women to show the power (they) have and often fail to use." Jong does say that the position with Decembrow would have been better done if something like Women's and childrens’ welfare was focused on instead of facial appearances.

Information from

Daily Caller

dailycaller.com/2010/12/06/feminist-website-encourages-women-to-make-december-decembrow-for-cause-of-their-choice/

Movember

movember.com/

Making cancer awareness more fun

youtube.com/watch?v=OEdVfyt-mLw

Amazon and WikiLeaks cannot get along on Amazon servers

Amazon won’t have WikiLeaks on its servers any more. After denial of service assaults began hitting WikiLeaks, the website relocated to Amazon Web Services, which provides self-service website hosting. Amazon made the decision that it wanted no part in what WikiLeaks is doing.

Amazon protest causes WikiLeaks to be dropped

The “Cablegate” series happened with WikiLeaks. Then, the sit faced some DDOS, or distributed denial of service. As a result, the site moved to Amazon Web Services. The Guardian reports that Senator Joe Lieberman asked businesses in America to start boycotting WikiLeaks which in turn had the Amazon Web Service kick the site off. "Fine our $ are now spent to employ people in Europe" had been what WikiLeaks posted on its Twitter page after this happened. The company also said that Amazon needed to "get out of the business of selling books" if Amazon wasn't going to follow the first Amendment.

Wanting Julian Assange in prison in Europe

The Swedish government has a warrant out for the arrest of the head of WikiLeaks, Julian Assange. The Christian Science Monitor reports that as a result of sexual assault charges, Assange has been a fugitive in Sweden from time to time. A "red notice" was issued for Assange too by the Inter, or the international police organization. This means that any nation that finds Assange must arrest him. He won't necessarily be arrested. It is just a recommendation being passed along. Both the United States and Assange's home country, Australia, have criminal charges being charged to him. The mother of Assange has a different opinion on the thing. She said he is "fighting baddies, if you like" because he has principles to know how to fight what is right and wrong.

Stirring the pot of anger

The international community has responded quite a bit to the diplomatic cables that WikiLeaks released. Julian Assange and his fate are unknown at the moment. It does seem that WikiLeaks may have a hard time operating in the future though.

Citations

The Guardian

guardian.co.uk/media/2010/dec/01/wikileaks-website-cables-servers-amazon?CMP=twt_gu

Twitter

twitter.com/wikileaks

CS Monitor

csmonitor.com/World/Global-Issues/2010/1201/WikiLeaks-Julian-Assange-is-merely-fighting-baddies-says-his-mom

2018 and 2022 International Federation of Association Football World Cup hosts announced

The governing body of soccer makes their biggest announcement of the year. The 2018 and 2022 hosts are official. FIFA chose “new lands” for soccer for either tournament. The 2018 World Cup could be in Russia. The 2022 World Cup could be hosted in the middle eastern country of Qutar. Loud calls for reform of the bidding procedure are getting louder. Post resource – 2018 and 2022 FIFA World Cup hosts announced by Money Blog Newz.

Russia with 2018 World Cup

Even though Russian PM Vladamir Putin said the bid procedure was an "unscrupulous competition" and refused to show up to the FIFA during the bid, Russia beat three other bidders to host the 2018 World Cup. Russia’s World Cup bid was depending on the argument that Russia is a “growing market” for soccer.

Qatar to host 2022 World Cup

2022 could be the first time a soccer tournament will be held in the Middle Eastern country when the World Cup is held in Qatar. FIFA was worried about the "unhealthy" conditions for soccer within the 2022 World Cup which made it unlikely that Qatar would win the bid. Air-conditioned stadiums can have to be in Qatar for it. Though it’s a tiny country in the Persian Gulf, Qatar marketed itself as a “strong” option for a statement about “trusting” the Middle East.

FIFA making World Cup process transforming

Though the 2018 and 2022 World Cup hosts have just been declared, some are calling for a change to the bidding procedure. Some reformers are asking that the bid process for World Cup hosts be kept to one World Cup at a time. Others are asking for a more politically neutral review of the bids. The bid procedure awarding the hosts the right to host the event is going to continue being controversial thinking about the FIFA World Cup is a huge political and economic event.

2014 World Cup in Brazil

The 2018 and 2022 World Cup tournaments aren't the first ones coming now though. 2014 could be when Brazil is hosting the tournament. There have already been a lot of preparations going on for the event in the country. The country is expecting 80,000 foreign tourists and 170,000 jobs to be created through it. In many circles, the 2014 Brazil World Cup is seen as a preparatory event for the 2016 Olympics. Organized crime and drug lords are getting kicked out of Favelas. This is part of the preparation. Many residents hope that the event can help the economy a ton even though it costs a lot.

Articles cited

Info SurHoy

infosurhoy.com/cocoon/saii/xhtml/en_GB/features/saii/features/society/2010/08/03/feature-03

FIFA

fifa.com/worldcup/bidders/live/index.html

The way to keep away from holiday weight gain - rules to follow

The holiday seasons are easily approaching, and bellies everywhere are being filled with endless seasonal meals. Food is everywhere — chocolate-covered cookies at work, eggnog at the neighbor’s, delicious cakes and pies, etc. — and fighting off the food monster can be very difficult for some. Gaining a few extra pounds is common around this time of the year, especially with all the food temptations at hand. However, you don’t have to add yourself to the category. With these simple, easy-to-follow tips, you are able to learn to stay away from the seasonal weight gain.

Seasonal weight gain steering clear of: guideline one

Working out can help you keep away from extra weight. Right before the big holiday party you should do this. Psychologically and physically things will change . Your body will notice this. Physically, you feel and look good. After exercising, you’ll avoid foods that are bad for you. This is because you have worked hard to get in shape and want to stay that way.

2nd rule to avoid seasonal extra weight

Never, ever arrive at a party hungry. Most are just waiting for the "big feast." They keep away from eating for this. This, however, only makes an individual hungrier and more likely to overeat. If you do show up hungry at a party, drink a full glass of water or snack on a couple health bars to help control your food urges.

Holiday extra weight steering clear of guideline three

You are able to lose weight better by eating slowly. The more slowly you eat, the less weight you’ll gain which has been shown by MSNBC. So take your time eating. Eat slowly enough that you will truly enjoy what you are eating rather although you don't have to eat so slow that you are there all day long.

Fourth guideline to keep away from holiday extra weight

It’s hard to keep in mind what the holidays are all about. The food and decorations are good distractions. Enjoy all the parts of the seasonal. Don't just work on food and drink that are filled with calories. You can focus on other fun, socializing activities, like dancing, singing and joining in uplifting conversations. View the party as a possibility to catch up with good friends and loving family members — that’s what the holidays are truly regarding.

Simplest way to keep away from extra weight throughout the holidays

Are you trying to stay away from holiday weight gain? Then it’s probably a good idea for you to have goals to focus on. Build a bullet-proof way of thinking and do everything you are able to stay on track.

Tips to get a personal loan for the holiday seasons

The holidays bring about a surge in personal unsecured loan activity. An unsecured loan for the holiday seasons might be more difficult to secure this year than in the past, dependent upon your credit rating. Interest rates might be low, however banks don’t like that, which is why they have been doing things with their money other than lending. Article resource – The best way to find a personal loan for the holidays by Money Blog Newz.

Personal loans are hard to get occasionally

It might be more challenging to obtain a personal loan for the holidays because banks can borrow cash from the Federal Reserve at interest rates approaching zero. Instead of risking default by granting personal loans, personal financing, mortgage loans and other forms of lending, banks are using that cash to invest for profit. A prime example of this is the massive purchase of United States of America Treasury bonds by banks in 2010. Even though banks have been lent $127 billion by the Treasury, banks lent much less than that. In fact, only $68.5 billion was lent. In essence, banks can borrow cash from the Fed at near zero interest, then loan it back to the Fed at a much higher rate in the form of Treasury purchases.

Expected unsecured loan search end result

All this means that banks will not lend unless they absolutely have to. That means that individuals have to have really good credit scores to obtain personal loans. A good credit score can get you 12 to 18 percent as an average rate of interest. This is on most personal loans though. A bad credit rating means you need to probably start looking at the financial institution or credit union you financial institution at. This is where your probabilities are good. A good relationship with a bank can help a lot. It will give your chances a boost. If that does not work, numerous loan providers offer personal loans online. Credit scores that are low can make interest rates go up. Up to 20 percent can be the new interest rate.

Seasonal personal loan not the only choice accessible for you

An interesting choice to those high interest rates on a personal unsecured loan might be peer-to-peer lending. Peer-to-peer lending could be type of nice. There isn't a bank involved at all. Customers will lend cash to one another at peer-to-peer lending websites. On some peer-to-peer lending sites lenders bid to offer borrowers lower interest rates. Lenders choose who they lend to and make loans from as little as $25 up to $25,000. Unsecured loans for the holiday seasons could be received from consumers. This may end up helping those without great credit scores nevertheless get reasonable interest rates.

Info from

Credit Loan

creditloan.com/blog/2010/11/30/personal-loans-may-get-harder-to-come-by/

Forbes

forbes.com/forbes/2010/1220/investing-lending-club-credit-cards-personal-loans-for-fun.html

Subprime Blogger

subprimeblogger.com/2010/12/01/bad-credit-unsecured-personal-loans-gain-in-popularity-as-christmas-shopping-season-approaches/

Boise, ID installment loans

Eventually, everybody needs help. Financial help can feel tough to find. If it is making ends meet or meeting unexpected expenditures, payday loans can make it work. Financial shortfalls are easier to meet when you can get cash into your account easily.

Getting a payday advance in Boise

It only takes a few minutes to get you a payday loan while in Boise. You just fill out our no-obligation application with a few pieces of details. The best payday lender in Boise for your situation can be matched to you. You have to review the terms and conditions of all offers for personal financing. You can choose whether or not you need it. If you accept it, the money is deposited directly into your financial institution account in as little as two hours. When time comes to pay back your loan, the money is debited, with your permission, directly from your account.

The items to have prepared when applying for your Boise personal loan

You have to get some things together to get a short-term personal bank loan in Boise. There is an age requirement in the state of Idaho, that you are 18 years or older. You need to have a bank account, either savings or checking, so the money could be directly deposited. You need to have a job or an income — military members and those with limited income are welcome to apply. Finally, you have to have a state identification or passport – some way to prove that you are who you say you are.

Boise, Idaho personal loans

Getting an online personal bank loan in Boise, ID can be the solution when you need quick help. It can take weeks to get a traditional financial institution loan. Then years might be needed to repay it too. A Boise payday advance, on the other hand, takes just minutes to apply for. There is a no-obligation application you fill out in three minutes. Then, you’ll get a response in three minutes as well. You only have to wait 2 hours for the money. That is after having only waited six minutes for an answer.

China must take the entire world by the economic reins, says Soros

Financier extraordinaire Soros is no unfamiliar person to debate, whether genuine or imagined by his scores of conservative critics. Based on Foreign Policy, Soros’ latest bombshell regarding the superiority of China’s economy and govt to that of the United States is sure to raise the hairs on the back of Glenn Beck’s neck. Post resource – George Soros says China has upper hand on U.S. by Money Blog Newz.

China responsible for the world, according to Soros

China is too focused on its own interest. Soros suggests they work more on foreign policy. The shift of economic power from the United States to China has occurred along the way. Soros even compares the United States’ financial decline to that of the United Kingdom following World War II.

The economic power being in China means China has to change. It needs to start looking outward, suggests Soros. The world economic order is its responsibility. This is what Soros says. The issues with currency are an excellent place to start. This is what China should consider.

Seeing Congressional difficulties with Gridlock

Soros says in the Globe and Mail that China has a "better functioning government" and "more vigorous economy" because the U.S. economy can't move forward with Congress being so bad at making decisions. The us government is quite bad about making things like national security significant within the U.S. with distractions like the filibuster. This is what Kay King of the Council on Foreign Relations said. King’s argument mirrors many of Soros’ statements:

When Congress fails to perform, national security suffers thanks to ill-considered policies, delayed or inadequate resources, and insufficient personnel. Without congressional guidance, allies and adversaries alike devalue U.S. policies because they lack the support of the American people that is provided through their representatives in Congress.

Information from

CFR

cfr.org/content/publications/attachments/Congress_CSR58.pdf

Foreign Policy

blog.foreignpolicy.com/posts/2010/11/16/soros_china_has_better_functioning_government_than_us

The Globe and Mail

theglobeandmail.com/report-on-business/economic-power-shifting-from-us-to-china-soros-says/article1800333/

Soros on a lack of confidence in currency

youtube.com/watch?v=3iNkJ2HQbvs

climate summit in Cancun starts with reduced expectations

Cancun, Mexico is the site of an international climate meeting that started Monday. Most analysts don’t expect the Cancun climate summit to result in a severe international understanding on how to deal with climate change. The fact that the United Nations has failed to bring developing and developed nations together on climate change leads many to assume that the Cancun summit is absolutely nothing however "climate change theater." Article resource – Cancun climate summit not expected to produce real results by Money Blog Newz.

Avoiding climate change for a while

The Cancun climate summit could determine what the world will do about climate change in the future. There will likely be some procrastination if last December's Copenhagen climate summit is repeated. The last-minute non-deal came with the Copenhagen Accord. The carbon emission reduction was entirely ignored. Since nothing has been prepared for climate change, the Copenhagen Accord does not really matter. There weren't any needs for mandatory emissions reductions added; it just said that developed and developing countries have to share plans for climate change.

More concerned about who did it rather than the way to repair it

Some kind of treaty at the Cancun climate summit are very unlikely. A legally binding climate change treaty won't come from it. The deals at Copenhagen made by China makes the United States fault China. China, in turn, blames the United States. Developing countries say the carbon emissions crisis was caused by centuries of industrialization by developed nations, and it’s their issue to solve. All the developed nations want a compromise. This way not too much is expected. The ability of the United Nations to play a role in it is something the developed and undeveloped nations know will not happen.

Playing politics within the U.S. while China does something

The Copenhagen Accord failed. This didn't stop clean energy from getting into China. Solar panels and wind turbines are manufactured in China a lot more than anything else. Also, clean coal technology and efficient nuclear reactors have come from the country. The carbon industry to curb emissions in the America stopped with the U.S. Senate. Also, nothing is going to occur with the U.S. at the Cancun summit thinking about the Republicans have taken over the house starting in 2011.

Articles cited

CNN

articles.cnn.com/2010-11-26/opinion/lash.cancun.climate_1_climate-change-climate-summit-climate-meetings?_s=PM:OPINION

MarketWatch

marketwatch.com/story/hot-but-not-bothered-at-cancun-climate-summit-2010-11-29

TIME

ecocentric.blogs.time.com/2010/11/26/climate-5-ways-of-looking-at-the-un-climate-summit-in-cancun/

Google Editions and read everywhere electronic books might win over readers

As soon as after-Christmas shoppers are looking for a good e-book, Google Editions will reportedly be ready for them. Google planned to have its ebook retailing operations ready by summer 2010, however technical and legal barriers stood within the way, reports the Wall Street Journal. Now the road is clear, and Google appears ready to give Amazon.com and other e-booksellers all they can handle with its "read anywhere" electronic book format..

Assembling Google Editions and independent booksellers

Google Editions, which is expected to release within the United States before New Year’s Day and by the end of first quarter of next year internationally, appears to be forming alliances with a wide variety of independent booksellers. Several publishers have admitted to "exchanging files" with Google, said Scott Dougal, a Google product management director. These signs just show how close Google Editions is. It might launch very soon.

More than electronic books

About 65 percent of the e-book market is held by Amazon.com which is really very different from the electronic book Google Editions will use. A customer's Google account ties to the electronic book file after the consumer buys Google Editions from anyplace. It doesn't matter if the consumer is trying to use a desktop, laptop, tablet or smartphone to access the e-books. All that is really needed is some kind of web browser.

Most books have to be purchased at the Amazon.com store in order to read e-books on any Kindle software. You will find outside sources that make free titles available.

Not sure exactly what the independent bookseller’s shares will be

Participation by impartial booksellers within the Google Editions platform will largely depend upon the compensation offered, and the revenue percentage Google intends to offer isn’t currently known. More than 200 United States impartial booksellers will likely join this, based on the Wall Street Journal who spoke with the American Booksellers Association, while now there hasn't been any data released about who could be participating in Google Editions. Google might be able to win the electronic book field if major booksellers like Barnes & Noble were willing to participate in Google Editions.

Articles cited

Wall Street Journal

online.wsj.com/article/SB10001424052748704369304575632602305759466.html?mod=WSJ_hp_LEFTTopStories